Comments on: Four Ways I Upgraded Out Of My Raises http://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html A Personal Finance Blog for Regular Folks Fri, 19 Mar 2010 01:19:15 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: What To Do With Found Money, or a Windfall. | Simple Debt-Free Financehttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-2938 What To Do With Found Money, or a Windfall. | Simple Debt-Free Finance Sat, 13 Sep 2008 02:20:35 +0000 http://freefrombroke.com/?p=126#comment-2938 [...] Four Ways I Upgraded Out Of My Raises at Free From Broke, got me thinking about how our spending tends to grow into our income. [...] [...] Four Ways I Upgraded Out Of My Raises at Free From Broke, got me thinking about how our spending tends to grow into our income. [...]

]]> By: The 55th Carnival of Money Stories - Tax Day Edition — The Bagladyhttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-1948 The 55th Carnival of Money Stories - Tax Day Edition — The Baglady Sat, 23 Aug 2008 19:49:35 +0000 http://freefrombroke.com/?p=126#comment-1948 [...] presents Four Ways I Upgraded Out Of My Raises posted at Free From Broke. More money means more taxes, but it doesn’t have to mean more [...] [...] presents Four Ways I Upgraded Out Of My Raises posted at Free From Broke. More money means more taxes, but it doesn’t have to mean more [...]

]]> By: Carnival of Personal Finance #147: Q1 Financial Advice Edition | Personal Finance Blog by Money Ninghttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-977 Carnival of Personal Finance #147: Q1 Financial Advice Edition | Personal Finance Blog by Money Ning Tue, 01 Jul 2008 05:24:49 +0000 http://freefrombroke.com/?p=126#comment-977 [...] from Free From Broke presents Four Ways I Upgraded Out Of My Raises, and says, “I’ve gotten many raises in my work career but for a while my savings [...] [...] from Free From Broke presents Four Ways I Upgraded Out Of My Raises, and says, “I’ve gotten many raises in my work career but for a while my savings [...]

]]> By: It’s A Great Day For Some Carnivals And Other Links | Free From Brokehttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-345 It’s A Great Day For Some Carnivals And Other Links | Free From Broke Wed, 23 Apr 2008 23:10:29 +0000 http://freefrombroke.com/?p=126#comment-345 [...] The Baglady hosted the 55th Carnival of Money Stories - Tax Day Edition which included my article Four Ways I Upgraded Out Of My Raises. [...] [...] The Baglady hosted the 55th Carnival of Money Stories – Tax Day Edition which included my article Four Ways I Upgraded Out Of My Raises. [...]

]]> By: Free From Brokehttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-316 Free From Broke Fri, 18 Apr 2008 20:54:00 +0000 http://freefrombroke.com/?p=126#comment-316 @ Emily - Nice way to word it. Staying conscious of spending is very important! @ Emily – Nice way to word it. Staying conscious of spending is very important!

]]> By: Emilyhttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-313 Emily Thu, 17 Apr 2008 14:14:00 +0000 http://freefrombroke.com/?p=126#comment-313 Nice post. It's all about spending your money consciously, isn't it? Paying attention to how and what you're buying and if it is really where you want to put your money today. <br/><br/>Saving Diva made a choice that she was willing to pay more to live alone. I think that's what money is for: deciding how you want your life to be and then paying for it. Nice post. It’s all about spending your money consciously, isn’t it? Paying attention to how and what you’re buying and if it is really where you want to put your money today.

Saving Diva made a choice that she was willing to pay more to live alone. I think that’s what money is for: deciding how you want your life to be and then paying for it.

]]> By: Grumpy Misanthropehttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-306 Grumpy Misanthrope Mon, 14 Apr 2008 14:05:00 +0000 http://freefrombroke.com/?p=126#comment-306 <i>if only more artists would release their music like Radiohead for free</i><br/><br/>But Radiohead didn't release their album for <i>free</i>. They said, "Pay what you think it is worth." Now, if you don't think it's worth supporting the artist by paying for the music, why do you even listen to them? if only more artists would release their music like Radiohead for free

But Radiohead didn’t release their album for free. They said, “Pay what you think it is worth.” Now, if you don’t think it’s worth supporting the artist by paying for the music, why do you even listen to them?

]]> By: Free From Brokehttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-290 Free From Broke Mon, 07 Apr 2008 15:09:00 +0000 http://freefrombroke.com/?p=126#comment-290 @ JB - 401(k) is a great way to save for retirement. One point on savings - where are your savings? If they are attached to your checking account you may be taking small amounts out that are adding up over time. An online, high-yield savings account might help to "hide" the money so you don't spend it. Just a thought.<br/><br/>@ Joe - Thanks so much for the link. I went over there and checked it out. Nice blog. The trackback did hit. I guess it just took a bit.<br/><br/>@ EnoughWealth - That's a great plan. I know in my past I would look at a raise as an opportunity to increase my standard of living rather than increase my savings.<br/><br/>@ Saving Diva - Freedom costs. As long as you can live alone without incurring bad debt then you should be ok. As you get more raises you can put more away. Just try not to into debt. I think the responsibilities you learn being on your own are important. When I moved out I lived it up a bit too much and had to move back with my folks when I lost an apt. I was able to get rid of my CC debt though. @ JB – 401(k) is a great way to save for retirement. One point on savings – where are your savings? If they are attached to your checking account you may be taking small amounts out that are adding up over time. An online, high-yield savings account might help to “hide” the money so you don’t spend it. Just a thought.

@ Joe – Thanks so much for the link. I went over there and checked it out. Nice blog. The trackback did hit. I guess it just took a bit.

@ EnoughWealth – That’s a great plan. I know in my past I would look at a raise as an opportunity to increase my standard of living rather than increase my savings.

@ Saving Diva – Freedom costs. As long as you can live alone without incurring bad debt then you should be ok. As you get more raises you can put more away. Just try not to into debt. I think the responsibilities you learn being on your own are important. When I moved out I lived it up a bit too much and had to move back with my folks when I lost an apt. I was able to get rid of my CC debt though.

]]> By: SavingDivahttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-282 SavingDiva Sat, 05 Apr 2008 10:41:00 +0000 http://freefrombroke.com/?p=126#comment-282 I received a 15% raise...and I decided to live alone. My rent went from $385 to $670....which ate up all of my raise after taxes and retirement contributions. Even though I wish my rent was less, I wouldn't change anything. Living alone is a powerful thing...I love it! I really feel like I'm in control of my life as an adult, rather than living a stunted adolescence. I received a 15% raise…and I decided to live alone. My rent went from $385 to $670….which ate up all of my raise after taxes and retirement contributions. Even though I wish my rent was less, I wouldn’t change anything. Living alone is a powerful thing…I love it! I really feel like I’m in control of my life as an adult, rather than living a stunted adolescence.

]]> By: enoughwealth@yahoo.comhttp://freefrombroke.com/2008/04/four-ways-i-upgraded-out-of-my-raises.html/comment-page-1#comment-281 enoughwealth@yahoo.com Sat, 05 Apr 2008 00:58:00 +0000 http://freefrombroke.com/?p=126#comment-281 I minimised that problem by trying to always treat any pay rise as an increase in my savings plan. Over time you still tend to increase you living standard and expenses, but by automatically diverting pay rises into savings you tend to be more deliberate about any increases in spending. I minimised that problem by trying to always treat any pay rise as an increase in my savings plan. Over time you still tend to increase you living standard and expenses, but by automatically diverting pay rises into savings you tend to be more deliberate about any increases in spending.

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