Personal Finance | Are You Prepared For Summer Costs?

Are You Prepared For Summer Costs?

Posted on May 22, 2008 |

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This is a guest post by Heather Johnson, who is an industry critic on the subject of Business Cards. She invites your feedback at heatherjohnson2323 at gmail dot com.

Summer

Summertime is just around the corner and if the rising temperatures don’t make you sweat, the rising costs certainly might. From utility bills to gas expenditures, the summer sure isn’t as carefree as it was when you were a child. Not to put a damper on your love of the warmer months, but it is time to plan for increasing summer expenses. Below are several ways the coming months could really cost you, as well as some frugal tips to counter these expenses.

These are just a few ways that the summertime can eat into your savings. In order to preserve your cash in the coming months, follow the frugal tips listed above. While this advice won’t make you a rich person, it might help you pay the rent until you are settled back into the calm, cooler days of autumn.

Do you have any frugal Summer tips? Let me know?

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photo by doolittle1989

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Filed Under Budget, Economy, Frugal, Saving, tips

Comments

8 Responses to “Are You Prepared For Summer Costs?”

  1. 1stopmom (2 comments) on May 23rd, 2008 9:46 am

    You have some pretty good tips. I know I have been trying to think of other things to do in our city that will use less gas. During the summer our public schools offer activities for the kids to do free. I plan on going to the library even more. Every Tuesday there is some event for the kids plus it is air conditioned! I am also going to get a Zoo pass. There is more than just animals to see. The Zoo also hosts member only events and also have a really nice playground.

  2. ffb (146 comments) on May 23rd, 2008 9:59 am

    In New York they have a state parks pass you can purchase that gets you into all of the state parks and beaches (usually it means free parking). And our local library has all sorts of activities for kids of different ages. I’ve also found that some credit cards and banks sponsor some museums for free entrance.

  3. Monroe on a Budget (2 comments) on May 27th, 2008 7:14 pm

    Now is a good time to look up the community calendars in your area - they might be hosted by the newspaper, tourism bureau, library, city recreation department and / or school district.

    Then make a list of all the special events such as concerts in the park, historical festivals and parades that would be of interest to your family and how much is the admission / parking / activity fees. Put those dates on your day planner.

    Now you have a plan for making the most of your summer!

  4. DivaJean (2 comments) on May 28th, 2008 10:29 am

    I am with you all on the memberships! We get a zoo membership every year- and a NYS park pass as mentioned above. Our little ones love the zoo and are on a first name basis with their favorite animals. They also have frequent programs (like ice cream socials, etc) that keep it interesting. And I think going to the local beach (lake) frequently is more fun than one long trip with a hotel stay.

    We always sign up for free swimming lessons at our city pool so the weekdays have a rhythm to them- picnic lunches and swimming everyday, then home for naps for the youngest two kids. After naps, another fun event may happen- or it could be just playing in the backyard with the sprinkler available on hotter days.

    My eldest is at the age where sleepaway camp beckons. She has been to church camp for a week before, but wanted two weeks this year. Luckily, our church offers grants- so we advised her to apply if she wanted the 2nd week. She had to present her case (so to speak) to the board- and was awarded her money. She will need to share what she learned with her Sunday School class in the fall- so she now has a vested interest in her adventure. She also wanted Girl Scout camp- thankfully, she was motivated to keep cookie sales really hopping this year (I helped a lot too) and earned her week away. I feel like my baby will be gone half the summer (she will be!)- but she earned most of it herself- and we stress how proud we are of this. My eldest son wants to go to a day camp for dancing (his idea of fun is creating ballet to Harry Potter soundtracks- our own “Billy Elliot” of the family!)- so this will be his special fun for the summer (he’s 3 years younger than his big Sis and not ready for sleepaway camp yet). The day camp is thru our city schools PEP camp and really quite reasonably priced.

  5. ffb (146 comments) on May 29th, 2008 2:37 pm

    @ Monroe - You’re right on! I’ve seen a lot of free concerts here in NYC in the Summer. And many parks have special events going on such as movies, fireworks, aircraft demonstrations, free museum days…

    @ DivaJean - We haven’t gotten a parks pass in a couple of years due to out little guy being born but I think it might be time to renew. If my wife went to Jones beach once a week I think it would pay for itself never mind all of the other parks we get into.

    I’ll have to look into the zoo and such passes. I know of a bunch of free zoos that we’re going to have to go to. Our son loves animals!

    Our daughter is getting to girl scout camp age. Not this year but maybe next Summer?

  6. Maureen (1 comments) on June 1st, 2008 5:44 pm

    As a single mom, I couldn’t afford to take my daughter on too many vacations and didn’t own a car at the time. When I took paid vacation from my job, we would play “tourist” in our own city. We would always take the bus everywhere we went. One day it would be the zoo, another day a trip downtown, and another day to the museum.

    Libraries are another good source for summer activities for the kids. The Pittsburgh City Parks show family friendly movies outside in the parks as dusk falls. Just bring a blanket, some snacks and enjoy.

    As for the grownups, how about getting together with friends to play cards or board games. Go neighboring or sit in your yard or on your porch (or somebody elses) and visit a while.

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