Do you wonder if your TV provider (Cable, Satellite, Fiber-Optic) is giving you the best deal possible?
For years credit scores were the best kept secret from consumers by credit bureaus that calculated them.
Only lenders and other credit providers knew what went into a score and how much it weighed on the score’s compositions.
But thanks to pressure from consumer groups and other government agencies, over time not only the credit score number itself has been made available to consumers, but also how the score is determined.
Knowing what affects their scores and by how much, consumers will have a better means in managing their finances.
Welcome to this week’s Yakezie Carnival! It’s my absolute pleasure to be hosting. For those readers that don’t know, the Yakezie group started out as a group of personal finance bloggers who teamed up to help promote their Alexa rankings (a measure of a site’s popularity on the web). What the Yakezie has actually become is a wonderful group of fellow personal finance writers who are both engaging and intelligent. It’s been great getting to know these people and their sites and I think you should take a look to!
In a previous article I talked about small steps to eat healthier.
Well, a study is out showing a possible link between certain pesticides and ADHD. The survey studied over 1,100 children between the ages of 8 and 15. Interviews with the parents determined which children had ADHD.
The findings then found that for those kids with the most frequent pesticide found in their urine samples, 20% had ADHD as opposed to 10% in kids with no trace amounts.
So I ask you this: Is eating organic food really expensive?
I’ve been studying the martial art, Aikido, for a little over a decade now. Occasionally, after class, my Sensei will tell us “What you learned tonight is just a tiny drop in the bucket. In the grand scheme of this art tonight wasn’t much. But one day you’ll look at your bucket and see it’s filled up. What you are learning will start to accumulate and you’ll need a new, bigger bucket.” When I started taking classes I felt like I would never “get” this art. But with persistence and patience it all started to take hold. I’m no longer the green student I was on that first day over a decade ago. Now I’m a black belt. My first bucket filled up but I have a new, bigger one to fill up now.
Credit cards get a bum rap sometimes.
Yes, they can charge high interest and have exorbitant fees, but if you pay your balance every month and on time you aren’t affected. For a vast number of people, cards cards are a great tool which comes with some nice benefits.
Here are some benefits of using a credit card:
I think most people want to eat healthy.
But for many it’s too tough to start (especially eating healthy on a budget). We get into eating habits, that aren’t great, and its just too much to give them up and change our lifestyles.
So what do we do? We don’t bother; it’s too hard.
Does this help a person?
Nope. Does this sound like anything else we don’t take care of because its too hard? Yup, personal finance! So what’s the answer to eating healthy? Just like your personal finances, you can start with baby steps and move from there. Make small changes to your habits, little by little, and build up over time.
How can you teach a three year old to budget when they don’t understand money?
My husband and I paid off $70,000 in debt and have changed our beliefs from accumulating stuff to accumulating life experiences. We wanted to teach our son some of the lessons we’ve learned.
As a mom, I have been trying to figure out how to teach my son about money, and find a system to reward him that doesn’t involve sugar or toys.