Fed Issues Final CARD Act Rules-Limits Credit Card Late Fees

Visa Credit Card

The Federal Reserve issued its final rules as part of the CARD Act of 2009. Their new rules work to help protect consumers from high late fees and other penalties.

Here’s a rundown of the new rules:
Continue Reading

When You Save Are You Really Saving?

sale tag

You always hear from people how they saved money on this or that. That’s great and all but sometimes I wonder – Did you really save?  I mean, what did you save?  Did you put money into your savings?  Did your wealth grow?
Continue Reading

Buy Low. Better Yet, Buy Lower.

Gas Pumps

Why do people get excited when their favorite retailer holds a sale, but not when Wall Street does?

Let’s start with the obligatory disclaimer – this is not an encouragement nor a discouragement to buy or sell particular securities, stocks carry risk, consult a financial advisor but you don’t have to, etc.  That was for that infinitesimally small segment of the population that is a) literate enough to read this post, yet b) dumb enough to do whatever a disembodied online voice suggests.  There, now you can read the post absolved of any obligation to think.
Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing