You can have your spreadsheets, online budgeting sites, statements, etc… Want to know what the single greatest positive impact on my finances has been? I’ll tell you – it’s my wife. Let me explain…
Back in the day I was in debt, had no savings, no investments, and my net worth was measured in “things” I owned (not like a house but more like guitars and music CD’s). I wasn’t the picture of good financial health.
But I slowly worked my way out of my financial funk. I educated myself. I paid off my credit cards. I contributed to my 401(k). I started saving.
I did these things on my own. Had I not met my wife I would have continued to improve my finances but not to the extent that they are at now. My wife turbo-charged my finances, well, OUR finances.