IRS Tax Credits and Deductions to Save on Your Taxes if You Have Kids

These child tax credits and deductions can mean a tax refund for you!

There are many money-saving tax credits and deductions that can reduce the tax burden on families with children. The Child Tax Credit, Child Care Credit and the Earned Income Credit can all mean tax savings for families with one or more children.  Remember, a tax credit is a dollar-for-dollar reduction of the taxes you owe.
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Citi® Hilton HHonors™ Visa Signature® Card – Review

When you travel, do you ever stay at a Hilton Hotel?

If you find yourself staying at one of over 3,600 hotels that are part of Hilton on a regular basis then you need to know about the Citi® Hilton HHonors™ Visa Signature® Card.

With a Citi® Hilton HHonors™ Visa Signature® Card, you earn Hilton HHonors points for your spending that can be redeemed things such as free nights in the Hilton HHonors network and more.
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Free H&R Block At Home Online Premium Edition – Giveaway

Have you done your taxes yet? Do you know how you will have them prepared?  Well, I’m here to help (maybe).

Our friends at H&R Block have offered up three (3) codes that can be redeemed for their H&R Block At Home Premium Edition. That means three readers will have a chance to win a copy.

A little about H&R Block At Home Online Premium Edition (from H&R Block):

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Rework – Book Review

Rework Business Book

Rework Business BookI had the fortune to read Rework by Jason Fried and David Heinemeier Hansson. I first heard of the book by seeing an ad for it in Inc magazine.  In the ad was a recommendation by Seth Godin, whose blog I occasionally read (I don’t read it near enough).  I looked up the book on Amazon to see what the book was about and check out some reviews.  I was intrigued to say the least.

Who wrote Rework?

The authors are from the software company 37signals.  The book is pretty much their business guide to what has worked for them as a company and why it will work for you.
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Make Credit Cards Work For You By Earning Rewards

Credit cards have had a bad rap in the press lately; some credit cards have increased their annual percentage rates and some have increased their fees.  Most have made at least a few changes to the way they do business thanks to last year’s CARD Act.  However, if consumers are responsible with what they charge on their credit cards and are disciplined to pay off their balances each month, there are many benefits to using a credit card.
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Platinum Card® from American Express Review – The Premium Card for You

*Note – This particular offer isn’t currently available.*

The Platinum Card® from American Express has been around since 1984, but it has no problem keeping up with the changing wants and needs of its affluent customers.

The company’s goal is to ensure that the customer is taken care of, and that through benefits and points, the card will pay for itself.

While all the cards offer excellent benefits, the Platinum card’s Membership Rewards First program specifically focuses on making travel easier and less stressful (making it an excellent travel rewards card).

First off, understand that the American Express Platinum Card® is a charge card not a credit card.

This means you will be paying your balance off monthly.  That’s great since you won’t pay any interest on the card.  It also means there’s no pre-set spending limit (thought that doesn’t mean unlimited spending).
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Ditch That Spending Plan?!?

Have you drawn up a detailed budget and are struggling to keep to it? According to an article in the NYT*, it would be best to just give it up.  Well, not exactly.  But it does say that keeping to a strict budget might not be the best way to go about spending less or saving your money.  The money and pyschology experts they interview say that a budget can be like a diet — it doesn’t often last long and may just end up with you standing at the freezer late at night devouring a quart of ice cream right out of the container.

It’s human nature, they say.  We generally have trouble following through with our “best-laid plans.”  And after a long period of focusing on restrictions — we binge.  Compounding the problem is the abstract nature of credit cards and such.  Watching cold, hard cash dwindle is far more painful and thus more effective in reigning in our spending.
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