June 2011

The Cost of Clutter on Your Finances and Life

by Melissa

We are a nation of junk collectors.  Look around your house.  Do you see any clutter?  Are there things you own that you know you shouldn’t have purchased?  Are there items you purchased but have never used?  Look in the closet.  Are there any clothes with the price tag still on them?  Any non-perishable food [...]

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Debt Doesn’t Mean You’re a Bad Person

by Jon the Saver

How often have you heard of people covering up their debts? Or even worse, going into more debt buying things they don’t need to prove to people that they’re “not in debt.”  Too often, this shame someone feels drives them into further debt and causes havoc in other areas of their life.  I’m here to [...]

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Are Banks Ratcheting Up Their Profiling Efforts?

by Miranda

You know that your consumer profile is used by financial services providers to make a number of decisions about you. Before I could get satellite TV service, I had to submit to a credit check.  Employers increasingly want a peek at your credit report, and insurers often use your credit as one of the criteria [...]

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Should You Use Your Credit Card to Buy Gold or Silver?

by Glen Craig

Gold and silver prices have been on the increase for many months and this is no surprise to Gerald Celente, the CEO of Trends Research Institute, business consultant and publisher of the Trends Journal. This “Trends Expert” stated that gold and silver prices would continuously increase almost two years ago.  As CNN Headline News stated, [...]

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Released Oil Reserves and Links

by Kevin Mulligan

This week the International Energy Agency coordinated a big release of national oil reserves for many large countries. The United States chipped in a majority with 30 million barrels being taken from our supply.  The idea is that increasing the supply of oil should drop prices down.  The move has caused a bit of controversy, [...]

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Try a No Spend Month: Your Wallet Will Thank You

by Melissa

Do you find your expenses creeping up month after month? Do you use cash but don’t know where all of the money goes at the end of the week?  Do you feel you have gotten a bit lax with personal finance?  If so, you may want to try to have a no spend month. During [...]

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Investing VS Speculating: The Difference Between Building Wealth and Gambling

by Glen Craig

How do we know when we’re investing—or speculating but thinking we’re investing? It’s not always obvious. One of the factors that can make it difficult to know the difference between investing and speculating is that both produce gains and losses.   Some sound investment strategies can turn losses for a few years, while speculating rakes [...]

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Save Money on Vacation Plans with Frugal Staycation Ideas

by Miranda

I like to travel, but sometimes a vacation just isn’t practical. After all, a vacation can require quite a bit of planning — and expense.  You have to plan airfare (or pay for gas when you take a road trip), pay for hotel stays, and arrange for food.  All of this can become overwhelming as [...]

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Rock Your Life! 23 Successful Personal Development Packages $1087 in Value for Only $97

by Glen Craig

Do you remember some time ago when I wrote about an insane online business building package that sold for only $97? Well the folks behind Only72 (Adam Baker of Man Vs Debt and Karol Gajda of Ridiculously Extraordinary) have put together another amazing package.  This time it’s time to Rock Your Life!  The Only72 team [...]

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Happy Father’s Day and Links

by Kevin Mulligan

It’s a day in celebration of Dad. Maybe he taught you how to build things with your own two hands. Maybe he taught you how to mow. Or maybe he taught you how to balance your checkbook. Whatever your Father’s specialty was, he likely imparted part of it on you as you were growing up. [...]

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