December 2011

Why Invest in Mutual Funds and What They Are

by Glen Craig

The majority of investment activities is carried out by institutional investors, including mutual funds. They buy and sell large quantities of shares and get preferential treatment on trade commissions.  Although everyone can try investing for him or herself, investment is a profession and requires professional knowledge and expertise, as well as resources. With a certain [...]

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The Best Small Business Credit Cards

by Glen Craig

Having a line of credit handy is extremely important for a small business. Honestly, you never know what kind of expense may creep up that you can’t cover with your cash flow at the moment.  But it’s not easy or practical to get a business loan in a tight jam.  What to do? Enter small [...]

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How and Why We Rationalize Spending

by Melissa

Millions of Americans find themselves in credit card debt, and many of them complain that they don’t know how the debt got so unmanageable. While there may be reasons for accruing debt such as a medical ailment or job loss, often it is just the result of poor judgement and overspending. Yet many people rationalize [...]

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What Are Consumer Driven Health Plans and How do They Work for You?

by Glen Craig

Consumer Driven Health Plans have become popular as a way to contain health care costs. But what are consumer driven health plans and how do they work for you? While a consumer driven health plan can substantially lower health costs to an employer, they can also result in substantial savings — and other benefits — [...]

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Could Changes to the Home Affordable Refinance Program (HARP) Benefit You?

by Miranda

In 2009, the government rolled out the Home Affordable Refinance Program (HARP). The program is meant to help those who are underwater on their mortgages refinance into a more affordable monthly payment. Unfortunately, some of the requirements for participation in the program limited its effectiveness. In order to expand the program so that it reaches [...]

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Phone Software Tracking All You Do and Links

by Kevin Mulligan

A phone application developer discovered and investigated a piece of phone software called Carrier IQ that tracks literally everything you do on your phone. The wireless carriers say the software is used to see when calls drop and other quality control issues, but the developer was able to show how everything is tracked. What numbers [...]

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Get Your Credit Score…For Free

by Glen Craig

You know you need to have a great credit score.  But how can you get your credit score for free? Having a good credit score will open all sorts of financial doors for you.  It’s fairly well-known that your credit score means a lot when you are applying for loans.  If you want to get [...]

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Consider Working at a University to Help Pay College Expenses

by Melissa

My aunt and uncle, both high school graduates with no college education, had nine kids and helped the ones who wanted to go to college pay for their education. Many of the nine children now hold professional positions such as financial planner and nursing supervisor.  They are all successful adults, and some make very good [...]

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