What is FDIC and How it Makes Our Lives Better

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The FDIC has been in the news a lot in recent years, but during quieter times the agency and what it does are invisible to most Americans.

The closest we get to it is the sign in the bank window that says, “Member FDIC”.

The FDIC is sort of like a giant insurance company for the entire US banking industry (in fact it stands for the Federal Deposit Insurance Corporation).  The fact that we usually don’t know what it does is an indication that it’s doing the job it was meant to do.

The History of the FDIC

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5 Keys to a Frugal Retirement

When we think about frugality, many of us consider the here and now.

However, it doesn’t hurt to consider that you might need to be frugal during retirement as well.

While many of us hope to be able to forget about frugality during our golden years, the truth is that you never know what will happen in the future to create uncertainty in your finances.

It makes sense to be prepared to live frugally in retirement, if the need should arise.

Here are 5 things to keep in mind as you prepare your retirement finances:

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