A great way to save money and earn reward points is to use a 0% purchase credit card (note that these 0% rates are introductory).
These cards can be a great way to avoid paying interest while gaining credit card benefits, rewards, miles, or cash back. Additionally, 0% purchase credit cards offer an opportunity for you to make a slightly larger purchase, and pay it off over time.
Another bonus is the fact that many of these credit cards also come with 0% balance transfer offers.
It’s important to understand, though, that 0% Introductory rate purchase credit cards should be used carefully, and with planning.
When used as part of a plan, o% Introductory rate purchase cards can give you the advantage of a great introductory rate, and the ability to rack up the points or miles. And, because you have an introductory period, you can take two, three months, or longer to pay off a larger purchase.