10 Essential Tips For Shopping Black Friday And Cyber Monday That Will Save You Money

Can you believe it’s November already?!?

Know what that means?  Yeah, seeing family and overeating on Thanksgiving.  There’s that, sure.

Know what else?

Black Friday and Cyber Monday shopping deals!

These two days have turned into crazy whirlwinds of shopping and sales (actually the whole week is full of deals).  Do your homework and you can score some great deals that you might not find the rest of the year,

But if you aren’t careful these days can turn into a crazy hell that wastes your time and your money.

Here Are 10 Tips You Need to Read Before Shopping Black Friday and Cyber Monday:

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7 Ways Your Finances are Scarier Than Zombies

Thanks to the Walking Dead zombies are more popular than ever this Halloween.

You might even say they’re cool.

But do you know what’s scarier than zombies?  Facing yet another Halloween with your financial demons!

Here are 7 Ways Your Finances are Scarier Than Zombies…Read on…IF YOU DARE!!!

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Read These 12 Tips and Save on Halloween Costumes for Your Kids

Halloween is great fun!  I can honestly say it’s one of my favorite holidays.

Here’s the one holiday where you are allowed to dress up and go around asking people for candy.  And they give it to you!

I remember how exciting it was going around town in my Halloween costume, getting candy from all of the neighbors.

Some years I would really score.

We’d go visit my grandparents in the Bronx (Co-Op City) and go up and down their apartment building visiting as many doors as I could (don’t worry, the grand’rents and the ‘rents made sure all the candy was good to eat).

And do you remember those old Halloween costumes?

You know the ones that came in a box and it was made up of a thin plastic mask with eye holes that hurt and the mask would be full of sweat before long (because it was a big piece of plastic covering your face) and it was held onto your head with an elastic string with a couple of staples that usually didn’t last the night and the body of the costume was a plastic sack-like piece you climbed into which also didn’t make it through the night?

Those were AWESOME!

I remember one year I was Chewbacca and another I was Yoda (I remember terrorizing my younger sister with those masks too.  I was such a stinker!).  I’m sure I was Superman and Batman as well.

I love being able to go through all that now through the eyes of my kids.

But have you seen the price of Halloween costumes these days?!?
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Why You Absolutely Must Pay Attention to Investing Fees

It doesn’t seem like much.

A 2% management fee for a managed fund. A $9.95 transaction fee when you make a stock trade.

There is no getting around fees in the investing world.

You’re going to pay them at some point. However, you can reduce what you pay in fees — and you should. You might be surprised to discover how much money you are wasting, and the long-term impact it can have on your real investment returns.

Why You Absolutely Must Pay Attention to Investing Fees

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This is Why Your House Isn’t Selling – Here’s How to Finally Get Your House Sold

You’ve had your house on the market for a while now and you’re asking yourself “why isn’t my house selling?”

People sniff around but no one is biting.  What’s going on?!?

Yes, the market may have a lot to do with it but houses do sell so there’s probably more than the market at play here.

Keep reading and you just might see why your house isn’t selling so you can finally get your house sold.

11 Reasons Why Your House Isn’t Selling and How to Finally Get Your House Sold

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Don’t Go Broke Celebrating Mother’s Day – 7 Frugal Ideas

7 frugal Mother's Day ideas

Mother’s Day is quickly approaching! 

It’s easily a day you can go crazy taking care of the moms in your life.  And by going crazy I mean spending gobs of cash.

It’s hard enough trying to figure out what mothers want for Mother’s Day.  Paying for it gets even trickier.

That’s not good.

But there are ways you can be frugal for Mother’s Day!  Keep reading and you’ll see some easy ways you can celebrate mom and be frugal as well.  You might even get extra points with mom for creating something on your own that was heartfelt.

Here Are Some Frugal Mother’s Day Ideas That Won’t Break the Bank:

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How to Fix an Error on Your Credit Report in 4 Easy Steps

According to CBS News, approximately 80% of credit reports contain errors. 

Should you be worried about potential errors on your credit report?

YES!

Here’s why – an error on your report could cause you to be denied a loan or credit when you need it. Not as serious, but still costly, errors on your credit report can cause you to be offered higher rates for loans. Imagine the effect of not having the best rate you should get on your mortgage?

Errors can also clue you in to fraudulent activity in your name. Yes, someone out there could have an account open saying they are you. And this can cost you big time!

According to the Consumer Financial Protection Bureau (CFPB), common errors include: wrong information about your identity; accounts opened up through identity theft; incorrect payment information; accounts that don’t belong to you; closed account marked as open; and many more.

You can see that having errors on your credit report can be a serious problem and it’s an issue you need to watch out for.

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