Free Museum Days From Bank Of America with Museums on Us

Happy penguin at aquarium

Wouldn’t you love to visit more museums?  

What generally holds us back from going out to more museums is time and money.  Let’s face it, not only can it get expensive for a family to go to the museum these days but it can get pretty hectic too (at least it is with our small army of kids).

Still, we try to do what we can to schedule trips out when we can.

That leaves the money part of the equation.

Some years ago, we discovered that Bank of America® actually has a great program called Museums on Us®.  

What is Museums on Us?

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Barclaycard Arrival Plus World Elite Mastercard – Review: 40k Bonus Miles, 2x Rewards, and More

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When you use a credit card wisely it’s a great tool to have in your pocket.  But it’s even better when you can earn some nice, juicy rewards that can help you travel!

That’s what the Barclaycard Arrival PlusTM World Elite MasterCard® does.

Stick around and I’ll show you why the Arrival Plus World Elite is aching to be part of your credit card tool set.  You’ll also see what’s it’s a great all-around travel rewards card.

The Barclaycard Arrival PlusTM World Elite MasterCard® – Rewards That Are Easy and Keep Coming Back

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The Best Online Discount Brokerages for Cheap Trades – Investing Doesn’t Need to Be Expensive

Consider this when opening a brokerage account

Do you recall the days when you needed to call up a stock broker in order to make a stock trade?

And you needed to make the trade in a “round lot” (you had to buy 100 shares)?  Did I just date myself? 

Thanks to the internet that’s no longer the case and it’s easy for anyone to invest in stocks with an online brokerage (like, you can do it on your smartphone easy).  And not only is it easy but it won’t cost you an arm and a leg to get started.

“So which account do I open,” you ask?

There are a number of places to go these days thanks to the rise of online trading and brokerages.  I want to make sure you find one that works well for you.

I’m going to tell you about some great brokerages but I want you to first understand what you should look for before you open up an online brokerage account.

Consider the Following When Opening a Brokerage Account

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Use Google Calendar To Pay Your Bills On Time

Set up Google Calendar for bill pay

Have you ever realized you had a bill sitting around that was due today?

Or worse, yesterday?

If you are lucky you can pay the bill online but that’s not always an option (I’ve found that some companies have a cut-off time).

There was a time when I had a lot of credit card debt.  Digging out of it was tough but what made it harder was paying late fees because I would miss the credit card due date by a few days or so.

There is just about nothing more frustrating than looking through your bills and realizing one was already past due!

I definitely needed a bill/pay calendar system that would work for me!

Keep reading and I’ll tell you about a few systems I’ve used to pay bills on time including how to set up one of my favorites — Google Calendar.

How to Set Up Google Calendar Reminders to Pay Your Bills on Time

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Discover it® Chrome Review – A Good On-The-Road Travel Card, and Still Good to the Consumer

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A while back Discover decided to re-brand their cards.

They essentially started from scratch to create credit cards that were fair for the consumer.

The Discover it® series of cards was born.

They recently tinkered around with their cards again and have released some new additions to the “it” family: Discover it® Chrome.  These new cards make cash back a little simpler, especially if you eat out and drive often.  Follow along below and I’ll tell you all you need to know about the Discover it Chrome cards.

Discover it Chrome Card – Eating Out, Driving, and Still Fair to the Consumer

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Your 4 Step Guide on How to Stop Living Paycheck to Paycheck

Your guide on how to stop living paycheck to paycheck

For more than a decade, wages, in real terms, have been pretty much stagnant.

Even as productivity has increased among the middle class, wages have failed to improve to match.  So, even though the recession has been over for more than five years, many Americans still feel the pinch.

Recent research suggests that more than 25 million middle class Americans are living paycheck to paycheck.

According to a study from the Brookings Institution, 66 percent of the American households living “hand-to-mouth” are families with median incomes of around $41,000.

This means that, even though there is an economic recovery underway (albeit is rather lukewarm recovery), millions of Americans — many of them with jobs — aren’t reaping the benefits of the recovery.

When you’re living paycheck to paycheck, you don’t usually have liquid assets, such as savings accounts.  The research finds that these Americans do have homes and retirement accounts, but, even then, the median net worth is still only $41,000.

To get beyond living paycheck to paycheck, the Americans in this study needed an income of $51,000 a year, and had assets of $116,000.

But that doesn’t mean that you are doomed to live paycheck to paycheck, no matter how much (or little) you make.  You can stop living paycheck to paycheck, if you are willing to make changes to the way you handle your budget.

Here’s How to Stop Living Paycheck to Paycheck

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Capital One 360 Financial Independence Days Sale 2014

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Head on over to capitalone360.com/independence to grab some savings and wave the flag of financial freedom.

Capital One 360 Financial Independence Days Sale – 2014

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