Think Long Term When Shopping Black Friday and Cyber Monday

Black Friday Sales

When you do your Black Friday and Cyber Monday shopping don’t just think of things for the upcoming holidays — think long-term!

Many sales are at their best on these days.  Black Friday kicks off the big end-of-the-year holiday shopping frenzy and lots of people use it as an opportunity to stock up on gifts for the coming season.

But you can also take advantage now and buy items for events and purposes throughout the year.  That’s right, you should think long-term when you plan out your Black Friday and Cyber Monday shopping.

Many a time has passed where I thought I’d see an item on sale again but it ended up not being as good as the Black Friday or Cyber Monday price.  Damn!  Missed out.

Of course for this to work you have to have money in your budget to buy extra now for the rest of the year.  It’s silly to put great deals on credit if you are going to end up paying credit card interest later on.

If you think out it and plan well, buying now can save you money, and time, for the upcoming year.

Here Are Some Great Occasions to Shop for On Black Friday and Cyber Monday:

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A Giveaway From Nvestly You Need to Enter

nvestly Apple Giveaway

Who doesn’t love a good giveaway?

I know I do!  Do an easy step or two and you can find yourself with some great prizes.

Giveaways tend to be stuff like books or gift cards.  Sometimes it’s a great prize (like the Chromecast we gave away recently).

How about a giveaway that gives you ownership in a company?  Interested, huh?

Nvestly is doing just that!

Nvestly Giveaway

nvestly Apple Giveaway

Nvestly is getting the word out on their social investing platform.  To help that along they are giving away $2,500 in Apple shares (roughly 25 shares of AAPL).  Yes, they are giving away ownership in Apple (albeit a tiny bit of ownership).

Here are the winning breakdowns:

1st Prize – 15 shares of AAPL (worth about $1,500)

2nd Prize – 7 shares of AAPL (about $700)

3rd Prize – 3 shares of AAPL (about $300)

The winners will be gifted the stocks via www.shareswell.com.  The giveaway runs from November 10, 2014 through November 27, 2014 (Thanksgiving).

To enter, and you should, just follow the directions in the Rafflecoptor box below (that’s how the entries are tallied):

a Rafflecopter giveaway

What is Nvestly

I don’t post about many giveaways that aren’t my own.  Look, you don’t come here to find out about giveaways on the internet.

But I took a look at what Nvestly was and I was intrigued and thought it was a cool idea you should know about (and Apple shares, yeah!).

Wouldn’t it be great if you could see some top portfolios from investors who are doing well?

Nvestly gives its users a social aspect to investing.  When you join you can see what top investors are investing in and see how they do.  You can add your portfolio as well to see how you compare.  I know what you’re thinking – “why would I want to let people know how much I’m investing?”  Yeah, that would be a little awkward to let everyone peek inside your portfolio like that.  But no one will see how much money you put into your investments.  Everything is just represented in percentages.  When you take the dollar amount off it makes it so you can really compare yourself to investors that have access to a lot more money.  And if you aren’t comfortable with even that you can make your portfolio private so no one else can see it.

Why is This a Cool Idea?

We tend to invest in a vacuum.  It’s rare you see someone’s whole portfolio.  You might hear about a couple of successful investments if you’re lucky.  With Nvestly you’re able to compare your portfolio, and its performance, with top investors to see how you match up.  That’s a pretty powerful way to tune up your portfolio (or pat yourself on the back for a great job).  Count me interested.

Of course giving away actual stock is a pretty cool idea too!

So what are you waiting for?  Hit that Raffelcopter box up there and enter!

10 Essential Tips For Shopping Black Friday And Cyber Monday That Will Save You Money

10 crucial tips for Black Friday and Cyber Monday

Can you believe it’s November already?!?

Know what that means?  Yeah, seeing family and overeating on Thanksgiving.  There’s that, sure.

Know what else?

Black Friday and Cyber Monday shopping deals!

These two days have turned into crazy whirlwinds of shopping and sales (actually the whole week is full of deals).  Do your homework and you can score some great deals that you might not find the rest of the year,

But if you aren’t careful these days can turn into a crazy hell that wastes your time and your money.

Here Are 10 Tips You Need to Read Before Shopping Black Friday and Cyber Monday:

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7 Ways Your Finances are Scarier Than Zombies

7 ways your finances are scarier than zombies.

Thanks to the Walking Dead zombies are more popular than ever this Halloween.

You might even say they’re cool.

But do you know what’s scarier than zombies?  Facing yet another Halloween with your financial demons!

Here are 7 Ways Your Finances are Scarier Than Zombies…Read on…IF YOU DARE!!!

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How to Budget for Christmas Shopping – Your Guide to Survive the Holiday Season

How to budget for Christmas Shopping So You Don't Go Broke

Yes, it is only just Fall and the leaves are barely starting to change color but before any of us realize it, the snow will be on the ground and Jingle Bells will be playing at the mall (OK, the holiday music will start once Halloween is over).

Budgeting for Christmas shopping now may sound like a chore but it can be the life line you need to avert debt.

Typically when a person goes Christmas shopping and there is no budget, then this gives the illusion of having no limits – and no limits often leads to January credit card bills that hurt.

I’ve heard people talk about how they counted on getting a big tax refund in order to pay for the previous holidays.  Is that you?  That doesn’t sound like healthy finances to me.  It doesn’t have to be that way.

According to a survey from PricewaterhouseCoopers, the projected household spending for this coming holiday season is $684.  Do you have that in your savings, ready to spend on gifts?  Some people do.  A lot of people don’t.  And where they tend to turn to are credit cards (read: debt).

Designing a budget helps you to avoid that steep downhill in January; and this helps to keep the happiness of the holidays lasting well into the new year.

Read on and I’ll walk you through the steps you need to make so you can budget for the holidays now.  This way you have the money you need to pay for the gifts you want.

How to Budget for Christmas Holiday Shopping So You Don’t Go Broke
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Barclaycard Arrival Plus World Elite Mastercard – Review: 40k Bonus Miles, 2x Rewards, and More

air_travel_rewards

When you use a credit card wisely it’s a great tool to have in your pocket.  But it’s even better when you can earn some nice, juicy rewards that can help you travel!

That’s what the Barclaycard Arrival PlusTM World Elite MasterCard® does.

Stick around and keep reading our review and I’ll show you why the Arrival Plus World Elite is aching to be part of your credit card tool set.  You’ll also see what’s it’s a great all-around travel rewards card.

The Barclaycard Arrival PlusTM World Elite MasterCard® – Rewards That Are Easy and Keep Coming Back

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Read These 12 Tips and Save on Halloween Costumes for Your Kids

How to save on Halloween costumes for the kids.

Halloween is great fun!  I can honestly say it’s one of my favorite holidays.

Here’s the one holiday where you are allowed to dress up and go around asking people for candy.  And they give it to you!

I remember how exciting it was going around town in my Halloween costume, getting candy from all of the neighbors.

Some years I would really score.

We’d go visit my grandparents in the Bronx (Co-Op City) and go up and down their apartment building visiting as many doors as I could (don’t worry, the grand’rents and the ‘rents made sure all the candy was good to eat).

And do you remember those old Halloween costumes?

You know the ones that came in a box and it was made up of a thin plastic mask with eye holes that hurt and the mask would be full of sweat before long (because it was a big piece of plastic covering your face) and it was held onto your head with an elastic string with a couple of staples that usually didn’t last the night and the body of the costume was a plastic sack-like piece you climbed into which also didn’t make it through the night?

Those were AWESOME!

I remember one year I was Chewbacca and another I was Yoda (I remember terrorizing my younger sister with those masks too.  I was such a stinker!).  I’m sure I was Superman and Batman as well.

I love being able to go through all that now through the eyes of my kids.

But have you seen the price of Halloween costumes these days?!?
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