More 0 Percent APR Credit Card Offers Expected

SmartMoney is reporting that we should expect to see more 0% APR credit card offers available for those who have credit scores of 720 and above. Balance transfer offers are also on the rise.

It wasn’t long ago that credit card companies cut out 0% APR offers and balance transfers since those with better credit tended to also be less profitable as they usually paid off their balances.  According to the SmartMoney article, credit card issuers are hoping that the more credit-worthy will spend with their new cards and keep a balance beyond their introductory offers.

Here is what we can expect from these new credit card offers (from SmartMoney);

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Where To Find Cheap Fun Family Activities – 6 Places

Ask anyone with kids and they will tell you – going out with the family can be expensive! Think about it – every activity you might do yourself is multiplied by the number of people in your family.  Going to the zoo by yourself could cost you $10, for example, but for a family of five that could be $50 just to walk in.

But there are ways to find cheap, fun family activities!  Here are six places to look:

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Working Hard For What You Want – New Jetta Ad

Have you seen the latest commercial for the new Volkswagon Jetta? In the ad (called Moonighting), the main character, Tom, is working as a nurse (? I think) and he sees some ads for the new Jetta.  He then goes through the classified’s and proceeds to take on a number of jobs in order to afford the new car.

Here is what we see Tom doing to earn money:

  • Nurse – what appears to be his regular job.
  • Golf ball collector at a driving range – you know the guy that drives the little car that gets hit with golf balls.
  • Self-defense dummy – you see a group of women beating up on him while he wears padding.
  • Dog walker.
  • Dresses up as a hot dog and hands out ads for a food joint.
  • Bicycle cab driver.
  • Rodeo clown.
  • Nude model.

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What Is A Reverse Mortgage Loan?

A loan that has been popping up more often these days is the Reverse Mortgage. This mortgage works differently then other types of mortgage loans in that it works in reverse in a way.  Let me tell you a little more about reverse mortgages…
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Guaranteed Ways To Lower Your Credit Score – 5 Steps

We know how important a credit score is these days, don’t we? Yet many people still insist on doing what they can to destroy their score.  Since some want to have a train wreck of a credit score here are five guaranteed ways to lower your score:

1) Pay your bills late. Here’s a good one to lower your score.  Pay your bills late, especially loans and credit cards.  And I’m not talking a few days late, I’m talking 90-plus days late.  Wait until you get a collection notice, why dontcha? (According to Credit.com, accounts 90-days late can damage your score up to 7 years. Bingo!)
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I’m Sick Of Hearing It’s For The Kids

Child Holding Change

Ever run across someone that gives their children everything?

All the latest clothes, electronic gadgets, extracurricular activities, lavish weddings, education, you name it they have it.  And then you find out the parents are struggling to keep their heads above water financially.  Not “we’re just getting by.”  No.  I mean one month they don’t pay cable, another month they miss the electric bill; the rent gets paid late; always something and always “it’s for the kids!”

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Sell Your Crap – Interview And New eBook From Adam Of Man Vs Debt

Sell Your Crap by Adam Baker

I was excited to hear that Adam of Man Vs Debt was working on a new eBook.  I was even more excited to see the finished product – Sell Your Crap: Turn Your Clutter Into Cash.
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