Does Your Kid Deserve A Credit Card?

Credit_Card_Payment

If the thought of your 18-year-old on the loose with plastic in hand terrifies you, you likely share the sentiment of many parents in the same situation.

Lawmakers seem to agree as well, which is probably why the Credit CARD Act of 2009 has made it much harder for young adults age 18 to 20 to obtain their own credit card.

Under this new act, anyone under the age of 21 has to meet a few extra requirements before being granted a line of credit.  They either have to either prove their income is high enough to pay off the bill or have someone over the age of 21 with sufficient income and credit co-sign (i.e. Mom or Dad).
Continue Reading

Amazon Mom Review- Free Amazon Prime As Well As Discounts And Exclusive Offers

Join Amazon Prime

Are you a parent (or caregiver) who shops on Amazon?  Then you want to check out Amazon Mom!

Here’s what Amazon Mom offers:

Continue Reading

Portfolio Diversification

Investing incurs risks because it is impossible to correctly predict future returns of any investment every time (if you can let me know!). However, what is certain is that not all investments perform the same way under the same market conditions; some zig while others zag.  Investors may try to pick one investment asset over the other by non-diversifying, but any wrong pick would result in lower returns or losses. Portfolio diversification reduces investment risk by eliminating such possibilities through investing in assets of different expected returns.  The expected return on a diversified portfolio will always lower than the asset with the highest expected return but higher than the asset with the lowest expected return.  In other words – it evens out your highs and lows for a more even return.
Continue Reading

5 Simple Steps To Save On Food Shopping

Food Shopping

Ever go food shopping and think you need only a few items?

You do your shopping, thinking you didn’t buy much and then you get to the register.

The amounts on the register screen start piling up.

When your order total pops up you do a triple take saying “what?!?”

You’ve just spent way more than you wanted.  What’s worse is you get home and you don’t really have much food for meals.  Ends up you have a lot of snacks and such.

Ughh.

Continue Reading

Join Amazon Student And Get Free Amazon Prime For One Year

Amazon_Student

Do you shop Amazon?  Are you taking college classes?  If you answered yes two both then you may be eligible to sign up for Amazon Student!

Let’s look at what Amazon Student is all about:

Continue Reading

SmartyPig Race Out of Debt Contest – One Winner Gets Almost Five Thousand Dollars!

SmartyPig Race Out Of Debt Contest

SmartyPig is running a new contest called “Race out of Debt.” The winner will get $4,951.  Why $4,951? Well, it seems that’s the average American’s credit card debt as of this Summer.  Sound like a lot?  It’s actually down 13% from last year!  So to celebrate bringing our debt down, SmartyPig is going to make one contestant super happy.

SmartyPig Race Out Of Debt Contest

Pork Run For Cash!

Continue Reading

Pay For Amazon Purchases With AmEx Membership Rewards Points

MMembership Rewards Amazon

Do you shop at Amazon?  Do you have an American Express card that earns Membership Rewards points?  Great news!  Amazon now accepts AmEx Membership Rewards points as payment (for most items).

In order to use your Membership Rewards points on Amazon you need to register your American Express card with Amazon.  It’s a one-time registration and it’s real easy to do.
Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing