SmartyPig is running a new contest called “Race out of Debt.” The winner will get $4,951. Why $4,951? Well, it seems that’s the average American’s credit card debt as of this Summer. Sound like a lot? It’s actually down 13% from last year! So to celebrate bringing our debt down, SmartyPig is going to make one contestant super happy.
Do you shop at Amazon? Do you have an American Express card that earns Membership Rewards points? Great news! Amazon now accepts AmEx Membership Rewards points as payment (for most items).
What is Asset Allocation?
Asset allocation is an investment strategy that is used to choose among various asset classes such as stocks, bonds, commodities, foreign currencies, real estate, annuities and life insurance, and high value collectibles including precious metals.
Asset allocation as a way of investing is an important part of a person’s financial planning process that primarily concerns the very relationship of an investment portfolio’s risk and return. Different asset classes offer different risks and returns as long as their performances are not perfectly correlated (if they go up and down in the same market conditions). Asset allocation reduces the volatility of investment results when not all investments in the portfolio rise and fall at the same time.
How is Asset Allocation Related to Investing?
Isn’t grocery shopping a huge time suck?
You pack the family in the car, go to the grocer and deal with the kids running around, stand on line, then drive back to unload groceries. If you’re like me, odds are this is done on the weekend which is the closest you have to free time.
What’s the alternative? Peapod.
Check out more in our Peapod review below.
Peapod is an online service (through Stop & Shop) that all allows you to shop online for your groceries. They put together your order and deliver it to you. Simple and efficient.
Here are the basics of Peapod grocery shopping…
Every now and then the subject comes up – What do I use to blog? Let me give you a quick rundown of my blogging essentials:
WordPress.org – Here’s where it all starts. WordPress.org provides the major framework for this site. Without it I wouldn’t be able to set up a place where I could write and we could all communicate on the articles. WordPress.org is free to download but you need a hosting plan somewhere else in order to get it up and running.