Have you heard of Groupon? Basically they are a deal site which offers new deals every day in various cities across the country. In order to get the deal, enough people need to sign up for it. Well today Groupon is offering up a national deal with the GAP. It’s actually a pretty good bargain. Here it is:
Despite all the latest turmoil of the stock market during the Great Recession of 2008, as we now call it, investing in stocks remains the premier means to investing.
The stock market tends to have volatile performances in times of any economic uncertainties, but that is why it is a good barometer for the economy. The stock market in general will always deliver long-term returns, just as the economy eventually advances after trying times.
No other investment vehicles are as closely and directly related to the many aspects of an economy as the stock market. As risky as it may seem, the stock market is still arguably the most rewarding investment place.
Two critical elements are worth considering in answering “why invest in stocks?”
Why invest in bonds? We hear so much about stocks in the news but bonds don’t get mentioned with the same level importance and urgency (the Dow stock index gets all the glory on the 6 o’clock news). Yet bonds are an integral piece of most portfolios as well as being an important debt instrument, used to create capital for businesses and municipalities.
Among the many responsibilities a home-owner can have is a lawn. For us, we’ve been pushing that responsibility on a landscaper who comes by once a week to mow the lawn, trim the edges, and weed the garden. But this will be the last week he comes because next week we’re going DIY – We’re going to do our lawn and garden ourselves!
Why take care of the lawn ourselves?
On July 21st, President Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act, a sweeping overhaul of Wall Street (the largest such overhaul since the Great Depression), aimed at preventing future economic collapses like the kind we have experienced in recent years. The Act will also look to add protections for consumers.
From President Obama: “Because of this law, the American people will never again be asked to foot the bill for Wall Street’s mistakes”
Here are the highlights of the Reform and Protection Act:
One of the more interesting and innovative ways to save up for specific goals is to make use of SmartyPig. SmartyPig is a free online savings tool that allows you to save for for specific financial goals. Whether you want to save up $500 for back to school shopping, or $5,000 for a family vacation, it is possible to use SmartyPig to reach that goal. The concept is fairly straightforward, and works simply.
First of all, it is important to note that SmartyPig is not a bank. SmartyPig accounts are held through BBVA Compass (As of Aug 1st, 2010 SmartyPig account will move from West Bank to BBVA Compass, the 15th largest bank in the US). They are FDIC insured for up to $250,000 (drops to $100,000 on January 1, 2014 unless things change). You can set up as many goals as you want for yourself and your family. In order to start at SmartyPig, you need the same items that you would need to open a regular savings account: