Exchange Traded Funds – Pros and Cons

Stock+Papers

Exchange Traded Funds are created to gain broad market exposure, like mutual funds, that individual investors could not have achieved on their own.  But built upon mutual funds, exchange traded funds actually combine different features of different types of mutual funds to make them available all in one single ETF, namely the valuation feature of open-end mutual funds and the tradability feature of closed-end funds.
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New Credit Card Act In Action – Effects of Not Paying in Full

Amex+Credit

I received my American Express Blue bill recently.

When I opened it up the bill looked a little different.  To my surprise there was specific information that now appeared as a result of the new credit card rules from the Credit Card Act that took effect in February.
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Is It OK To Copy Your Children’s DVD’s

Pile of DVD's

I’m not much of a DVD movie buyer.

Back in the day I would buy VHS movies that I liked.  Most of them were watched frequently so the purchases were justified (I even wore a few out).  But now that we are in the age of DVD (ok, we’re probably past that, but I’m a little slow to catch up to BluRay), I don’t really need DVD’s of my favorite movies.  With cable and Netflix around I can always find something to watch and hardly get to any of the few DVD’s I already own. 

But there’s one BIG exception – KIDS MOVIES!
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Do You Have What It Takes To Manage Your Money?

Growing+Money

Do you have goals, dreams, and ambitions? Chances are you do, which brings me to my next question.  Do you have a budget?  If you don’t have a budget then the chances of you reaching those goals, dreams, and ambitions are smaller than if you had a financial road map to follow.  Unfortunately, too many people attach negative connotations and misconceptions to what budgeting actually means for you.
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Blueprint For How To Make Money With Your Blog – eBook

HowToMakeMoneyBlog - Button

Do you want to make money with your blog? You work your rear off writing great articles and designing your site.  Would you love to be able to earn some income for your work?  With the right steps you can build up a site that can supplement your salary, pay off your car, pay your mortgage, or perhaps even one day become a full-time career.

But where to start?

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New Credit Card Rules Take Effect

Today is the day credit cards change ways they do business. Most of the rules in the Credit Card Accountability, Responsibility, and Disclosure Act of 2009 are going into effect today.

Here is a rundown of what changes are taking effect (for more details see my article The Credit Card Accountability, Responsibility, And Disclosure (CARD) Act Of 2009- Effect On Credit Card Holders:
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