Monster TurboTax Online Tax Software 2009 Review

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[Here is a review of TurboTax 2010 online tax preparation software]  Below is the 2009 version.

Back when I started working and had to file taxes I would go to the library to pick up the necessary forms.  I’d set aside an afternoon to go through the 1040’s and see what I needed.  Then I’d spend the rest of the time getting my head around the forms and carefully filling out what was needed.  My taxes weren’t complex and there was no online filing back then (did I just date myself a bit?).  It still made my head spin a bit but that’s what I had to do.  A few years later I discovered TurboTax.  It was an expense to use at the time, but it was well worth not having to go through all of the forms figuring out what to fill out where.

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First Time Home Buyers Tax Credit – Who It’s For And What Is Needed To Claim It

On November 6, 2009 The Worker, Homeownership and Business Assistance Act was signed into law.  This move has resulted in the extension or expansion of the first time home buyer credit which was enacted previously.  In order to receive the first time home buyers tax credit you must first understand who qualifies and how you should proceed in order to get the most benefit from the tax credit.  Here we look at two frequently asked questions regarding the first time home buyer credit.
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Eating Healthy on a Budget

fruits and vegetables

Eating is a basic human need, yet for many it is often surrounded by mystery, mystique and confusion – differentiating healthy from non-healthy is often a difficult task.  This, coupled with the challenge of eating healthy while on a budget, intensifies the issue to epidemic proportions.  Searching out the proper way to eat, while also saving on costs, can be an overwhelming task.  Below, I outline the best ways to eat well on a budget, and I hope this will aid in your mission!
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The Government Thanks You For Your Taxes

On behalf of the government I’d like to thank you for your generous taxes.

Thank you for paying too much in taxes every paycheck.  We love the interest free loan!  We’re trillions in debt and every bit helps.  When we borrow from other countries by selling Treasuries we have to offer them interest for the loan.  Can you imagine what the interest on trillions in loans comes out to?!? But by not adjusting your W-4’s you help to keep the United States afloat, if only a little bit.
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New Financial Tools Make It Easier to Plan for Retirement

your-money-ratios-198x300 2

your-money-ratios-198x300 2If you’re like most people, you find the process of retirement planning somewhat intimidating.  There are lots of numbers, calculations and assumptions to make before you can decide how much you need for to save each year, how much you’ll ultimately need to retire, how big a mortgage you can handle and what type of insurance to buy.

But there’s an easier way to plan that allows you to focus on some very clear and simple goals.  Professional investors have for years been using financial ratios as shortcuts to evaluating the financial health of large companies.  By looking at a few key ratios, investors can get a quick and comprehensive assessment of what sort of shape a company is in.  The beauty of the ratios is that they compress mountains of data into one simple number that conveys a great deal of information.
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10 Free Investment Credits From ShareBuilder (And $50 Signup Bonus)

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Online investment company ShareBuilder (owned by ING Direct) is offering up 10 free investment credits to new and existing customers who set up an Automatic Investment Plan before January 31st.  This is a great way to start investing for the New Year!  Normally automatic investments are $4 per trade.
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