Why Getting a Large Tax Refund is Bad

hundred_dollar_bills_money

The stress of doing your taxes is over.

You filed all of your forms and to your joy you’re getting back a tax refund.  And it’s a nice sized one too!

It’s awesome, right?

Not so fast.

Getting a lump sum payout after filing your taxes feels great.  But I’m going to show you that it may not be as great as you think.  There are better ways you can use your money (and it is your money).

Read on as I tell you why a large tax refund is bad. Continue Reading

Where Can I Get IRS Tax Forms (or Where Can I File Free)?

Where can I get tax forms?

Remember when you used to get a package of small booklets in the mail at the beginning of the year?  

They had those real thin pages, like newspaper and there would be official computer forms included.

Well those packets, your IRS 1040 tax forms for the previous year, haven’t been mailed out since 2011.

According to the IRS, fewer and fewer taxpayers have been receiving tax packages in the mail in recent years.  In fact, in 2010 only 8 percent of individuals who files taxes received tax forms in the mail.

Wow, have times changed!
Continue Reading

Quicken 2014 Deluxe for Windows Giveaway

hundred_dollar_bills_money

Not long ago we told you about the awesomeness that is Quicken Deluxe.

It’s a great bit of software that helps you track your money and create budgets (among other things).  If you’re looking to better understand your money then Quicken is one of the programs you need to check out.

Why am I telling you this?

I was given a promo code for a free copy of Quicken Deluxe 2014 to give to one of my excellent readers!  That could be you! Continue Reading

The Grow Your Dough Throwdown – Investing is Easy

costco_executive_rates_sharebuilder

Have you heard of the Grow Your Dough Throwdown?

Imagine being able to pit your investment prowess against other people for a year to see whose investments came out on top.  Those other people are personal finance experts too, so they just might know how to handle money.

Sounds like it would be fun, right?  Well, I think so.  That’s why I’m taking part.

The Grow Your Dough Throwdown – Proof Investing Is Easy

Jeff Rose created the Grow Your Dough Throwdown.  He asked a bunch of personal finance bloggers to join him in the challenge and to help spread the word.  Here’s what the Throwdown is all about…

The goals of the throwdown are four-fold:

  1. Show how easy it is to invest
  2. Give a glimpse into the many options you have to invest
  3. Present a number of different plans you can use when investing
  4. Help make you understand that you can invest on your own.

Continue Reading

A Trip to Target May Have Left You With Credit Card Fraud – What You Need to Know About The Target Credit Card Breach

target_homepage_fraud_alert

You head out to Target to pick up a few things.

Maybe you were taking advantage of some great Black Friday sales.  Perhaps you needed to re-stock after Thanksgiving.  You could have been doing your holiday gift shopping.

Nothing out of the ordinary, right?

Except if you used your credit or debit card then your credit or debit account may have been breached!

You may have heard on the news how Target was… well the target of hackers that compromised the Target credit and debit card database.

Keep reading and I’ll fill you in on what happened, whether you need to be concerned, and what you should do about it.

Everything You Need to Know About the Target Credit Card Data Breach

Continue Reading

Chase Ultimate Rewards Holiday Promotion 2013 – Gifts Cards, Bonus Points, and Savings

Chase Freedom MasterCard

Chase’s program — Ultimate Rewards — is back this year to offer up holiday promotions and provide value and and extra rewards to their customers.

From the beginning of November through the end of the year, card holders of Chase’s Chase Freedom®, Chase Sapphire(SM), and Chase Ink cards (those with Ultimate Rewards) will be eligible for the holiday promotions.

Here’s a rundown of the Chase Ultimate Rewards Holiday Promotion and what it’s offering customers this holiday season:

Continue Reading

Capital One 360 and ShareBuilder Black Friday Action – Kick Your Savings, Checking, and Investing Into Gear

ING Black Friday Page

Black Friday isn’t just for retail stores.

Capital One 360 is offering up their annual Black Friday specials this year from November 29th through December 2nd.

If you don’t feel like going out and spending your money you can check out what Capital One 360 will be offering for you to save.

You know I’ve been an Capital One 360 customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!

Take a look at this year’s “don’t miss” Capital One 360 Black Friday sale:

Continue Reading