Ten Things I Learned Moving – And Tips

Moving Truck

Our move is over!

Whew.

That was really a tough couple of days.  For sure most moves should NOT be like ours.  We were waiting to get a closing date on the sale of our co-op before we committed to a move so we did a lot last minute.  It was very stressful and in hindsight there was a lot we could have done earlier to make our move easier (some things couldn’t be helped).  For sure we learned a lot in this experience that we’ll remember for the next time we move.
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10 Tips On Enjoying A Night Out For Less

Night Out

While there are quite a few fun and frugal things you can do at home, there are times when you just need to get out of the house to see friends, catch a movie or just have a dinner that you didn’t have to cook yourself.  Those occasional nights out don’t have to cost you an arm and leg, however, if you’re careful about your spending.

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My Experience With myFICO – Review

myFico Scores

We were real close to closing on the sale of our co-op.

As result we needed a place to move to.  These days landlords and realtors tend to ask for a recent credit reports and scores in order to rent from them.  Rather than pay each time we find an apartment we liked, we decided to check our credit reports and scores ourselves to have on hand if needed.  We were also curious to see our credit scores and of course we wanted to make sure our credit reports were accurate.
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Debt Traps College Students Fall Into

College Equation

I could spend all day talking about the financial issues facing college students these days.  However, for today’s post I will take a look at common debt traps that college students fall into:

You Shouldn’t Buy This If…

Living on the budget is not all about just counting pennies. To save money, you need do your homework and to know how to do research on each of your planned big purchases.  Here’s a quick but useful guide on how to investigate if both the seller and the item should be considered.

Here are some ways to check the seller’s reputation and past records as well as product reviews.

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Ways To Help Deal With Medical Expenses

Medical Expenses

Medical expenses are one of the leading causes of bankruptcy proceedings in the US.  In 2007, 57 million people were in families who had problems paying their medical bills according to this article by Peter J. Cunningham.  However, there are ways to cope with the rising costs of medical care.  I was born with Spina bifida in 1979, and I’ve had a lot of experience in the medical care “system”.  I have a few tips to share with you, and by following them some of your burden will be lifted.
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Credit Scores Matter More Than You Think

credit-or-cash

Credit scores are important when you want to borrow money or get a new credit card.

They’re important when you want to rent an apartment or a house, since the landlord will usually run a credit and background check on you before they’ll hand over the keys.  If you thought all those people checking their free FICO credit score were wasting their time, you might be surprised to hear that it affects more than loans.

If you thought the importance of your credit stopped there, unfortunately, you’re wrong.  There are several places where your credit score and your credit history can have an affect, even though it has nothing to do with you borrowing money.

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