The Grow Your Dough Throwdown – Investing is Easy

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Have you heard of the Grow Your Dough Throwdown?

Imagine being able to pit your investment prowess against other people for a year to see whose investments came out on top.  Those other people are personal finance experts too, so they just might know how to handle money.

Sounds like it would be fun, right?  Well, I think so.  That’s why I’m taking part.

The Grow Your Dough Throwdown – Proof Investing Is Easy

Jeff Rose created the Grow Your Dough Throwdown.  He asked a bunch of personal finance bloggers to join him in the challenge and to help spread the word.  Here’s what the Throwdown is all about…

The goals of the throwdown are four-fold:

  1. Show how easy it is to invest
  2. Give a glimpse into the many options you have to invest
  3. Present a number of different plans you can use when investing
  4. Help make you understand that you can invest on your own.

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A Trip to Target May Have Left You With Credit Card Fraud – What You Need to Know About The Target Credit Card Breach

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You head out to Target to pick up a few things.

Maybe you were taking advantage of some great Black Friday sales.  Perhaps you needed to re-stock after Thanksgiving.  You could have been doing your holiday gift shopping.

Nothing out of the ordinary, right?

Except if you used your credit or debit card then your credit or debit account may have been breached!

You may have heard on the news how Target was… well the target of hackers that compromised the Target credit and debit card database.

Keep reading and I’ll fill you in on what happened, whether you need to be concerned, and what you should do about it.

Everything You Need to Know About the Target Credit Card Data Breach

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Chase Ultimate Rewards Holiday Promotion 2013 – Gifts Cards, Bonus Points, and Savings

Chase Freedom MasterCard

Chase’s program — Ultimate Rewards — is back this year to offer up holiday promotions and provide value and and extra rewards to their customers.

From the beginning of November through the end of the year, card holders of Chase’s Chase Freedom®, Chase Sapphire(SM), and Chase Ink cards (those with Ultimate Rewards) will be eligible for the holiday promotions.

Here’s a rundown of the Chase Ultimate Rewards Holiday Promotion and what it’s offering customers this holiday season:

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Capital One 360 and ShareBuilder Black Friday Action – Kick Your Savings, Checking, and Investing Into Gear

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Note: These were last year’s offers. Click here for this year’s Black Friday deals.

Black Friday isn’t just for retail stores.

Capital One 360 is offering up their annual Black Friday specials this year from November 29th through December 2nd.

If you don’t feel like going out and spending your money you can check out what Capital One 360 will be offering for you to save.

You know I’ve been an Capital One 360 customer for years and think it’s a great place for online savings so I’m pretty excited to see what they are going to offer (we also use their online checking and their ShareBuilder investing site)!

Take a look at this year’s “don’t miss” Capital One 360 Black Friday sale:

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Groupon American Apparel National Deal – Double Your Money, November 2013

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You’ve heard me talk about Groupon before.

reviewed Groupon a while back.  They were the first big online deals site where you purchase a limited-time offer.  Many times, like for this deal, you get to double your money for purchases.

Truth is I don’t usually mention deals here on Free From Broke, but this deal is quite popular every year and Groupon is running it again this year.

I don’t want you to miss out.

Here’s today’s deal:

American Apparel – Groupon Deal

$20 for $40 worth of clothing and accessories from American Apparel Online and In-Store (you pick whether online or in-store).

or

$40 for $80 worth of clothing and accessories from American Apparel Online and In-Store.

I like deals like this where you double your money!  It comes just in time for the holidays in case you’re looking the grab some gifts for friends.  Of course you can treat yourself as well.

Groupon deals tend to be for local stores and activities but occasionally they roll out a national deal.  This particular deal is limited to one per person, for U.S. residents only.  You can buy an additional Groupon as a gift.
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My Adventures At FinCon ’13 – Upping Your Game Through Professional Development

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You want a better, more fulfilling career, right?

For some people that’s a whole lot more like a new job, better pay, appreciation… you get the picture.

For others they just want to make sure they are giving their job everything they can so they can be the best at what they do.  And by job I don’t mean you have to be working for someone else, this could very well be your own business.  (Though really, you are always working for someone else – the customer).

Who doesn’t want more in their career then, right?

But how do you get it?  Not by sitting back and hoping it just happens.  And let’s face the grim truth — if you aren’t getting better at what you do there’s someone out there that is.  You have to always keep learning.  Excelsior!

You need to up your game.

Go out and learn what you can about your field.  Improve those skills that will help you do your job better.

Develop yourself professionally.

This can mean a lot of things.  Maybe you take an advanced class in Excel.  Perhaps you join Toastmasters so you can do better presentations.  It could mean poring through the latest periodicals in your field.

Another option is attending professional conferences.  This is what I did Oct. 17-20.

FinCon ’13 – Where Bloggers and Personal Finance Meet

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All About Free Online Checking Accounts – Why Pay More Fees Than You Have To

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Don’t you hate it when you look at your checking account and see less money there because of fees you were charged?

And isn’t it annoying when you look at the requirements of checking accounts of many traditional/brick and mortar banks?  (Are you checking the requirements?  Gotta ask.)

They say they have free checking but you have to fulfill a maze of requirements: have a direct deposit with them, have an account balance of at least X for the month, stay under Y transactions… It’s hard to keep up!

blank_checkSo what options are out there?  Free online checking accounts!

As technology and the internet have grown, companies have stepped up and recreated the wheel, so to speak.  A number of banks have introduced free online checking accounts that are easy to use and full of features.

And because these companies are online and don’t have to manage physical bank locations, they can offer their customers more benefits such as higher interest rates, cash back rewards, and free services like bill pay – all nice bonuses in addition to a free online checking account.

Are you not with me yet?  Fine.  Understand that there are many checking accounts out there that are chock full of serpentine fees just waiting to suck your hard-earned money out.

These Are some Common Checking Account Fees You Want to Avoid

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