Save Money – Ask About Bundling Insurance Policies

Save money by bundling your insurance policies.

How many insurance companies do you have?

Not just insurance policies, but how many insurance companies are you juggling?

If you are working with multiple insurance firms you might be missing out on significant savings that you can get by bundling your insurance policies.

Most Americans have several lines of insurance to cover various aspects of their lives: car insurance, homeowners or renters insurance, and life insurance are some of the most common policies.  Price shopping is common by consumers and often the lowest bid company wins.

But is that the best strategy?

How Does Bundling Insurance Policies Save Money?

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When Does It Make Sense to Automate My Finances and How Do I Get Started?

When does it make sense to automate your finances?

Automating your finances is one way of simplifying your financial life.

When your automate your finances you use your bank, credit card, or service provider’s website to set up automatic transactions on your behalf.  You can automate paying your utility bills, paying your credit card, investing your retirement funds, and many other tasks.

Finance automation is often touted as one of the top ten things you should do to improve your finances.

While having your bills paid on time does help you save time and avoid late fees, completely automating your finances is foolish and nearly impossible to do.

How Automating Your Finances Improves Your Finances

Late fees.  Overdraft fees.  High interest rate penalties.  Missed payments.

All of these items are the result of mismanaging your finances.  Missing one payment can result in your interest rate on your credit card going sky high.  Missing the payment due date on any bill will automatically reward you with a late fee on top of what you already owed.

In short, mismanaged finances end up costing you thousands of dollars with all the fees and higher interest rates you pay.
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Should I Buy Travel Insurance for My Next Trip – Pros and Cons to Consider

Should I Buy Travel Insurance

Travel insurance is one of those up-sell services you see tacked on to your flight and hotel reservations when you book through most online travel sites.

You stop and think about it for a minute, but it can be frustrating.

Is insuring your trip worth the price asked?  What are the odds you need to use travel insurance?  Do you really need this type of insurance or is the travel company just looking to pad their pockets with your hard earned cash?

As is the case with most insurance questions, the answer to whether or not you need trip insurance is maybe.

Read on and you’ll see some compelling reasons for and against buying travel insurance for you next trip.

Pros of Buying Travel Insurance

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The Difference Between a Hard Credit Pull and a Soft Credit Pull

Soft credit pull vs hard credit pull

Your credit score is an incredible tool that can build up your life if used properly and tear it down if abused.

The difference between a great credit score and an okay credit score might be the difference in 0.5% interest on a home or auto loan and thousands of extra dollars of interest paid.

If you’re looking to protect your credit score you need to be aware of the difference between a soft credit pull and a hard credit pull.  One can damage your credit score while the other is mostly harmless.

Do you know the difference?!?

Keep reading and you’ll learn the difference between a soft credit pull and a hard credit pull.  You’ll see which one is relatively harmless while the other can affect your credit score.  This is extremely important stuff to know, especially if you need a great credit score for an upcoming loan.

Two Types of Credit Inquiries: Soft Pull and Hard Pull

Here’s a look at the two types of credit report pulls.

What is a Soft Credit Pull?

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Loyal3 Review – Is Fee Free Investing for Real? Maybe

fee free investing with Loyal3

How do you pick a brokerage firm?

Is it based on a funny commercial or the latest print ad you saw?  (I hope you take your retirement more seriously than this!)

Or it is based on a careful analysis of costs, investment options, and overall value?

Here’s the deal: Not all brokerage accounts are the same. Many are similar in investment options and cost leaving only marketing to differentiate them.  Every once and a while you run across a new brokerage that really is running their business significantly different than their competitors.

Loyal3 is one of those firms.  Read on and find out what they are all about and if they are for real in our Loyal3 review.

What is Loyal3?

Loyal3 is a brokerage firm with a different take on investing.
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How to Make Doing Your Own Taxes Easy – TurboTax Online Review (2013 Return)

We’re in the middle of tax season and one of two major problems is about to happen to every single one of you:

  1. Either you think your taxes are simple so you file the most basic return and miss out on getting a better tax refund, or
  2. You think your taxes are so complicated you spend hundreds of dollars paying a CPA to prepare them for you.

Both situations are costing you money.

Here’s what you need to know: filing your tax return yourself doesn’t have to be complicated, doesn’t have to result in you leaving money on the table, and doesn’t have to take ten hours.

How can you get the best of both worlds?  TurboTax online tax software.

TurboTax is the nation’s best-selling, #1 rated tax software.

The company offers 100% accurate calculations, guarantees you will receive your maximum refund, and provides free audit support in the unlikely event the IRS wants to dig deeper into your tax return.

Let’s dig a little deeper ourselves to see how TurboTax works and what to expect.

TurboTax Online and Mobile App Tax Software Review

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Review of Quicken 2014 for Windows – Get Your Finances In Order and On Track

How much time do you spend each month going through receipts, bank account transactions, and credit card statements?

Staying on top of your finances is wise, but spending hours upon hours doing it makes the task seem like a waste.

Thankfully there are many great tools available to help you automate and streamline the process of staying on top of your finances.

Today we’re going to take a look at Quicken 2014 Deluxe for Windows.

How You Can Take Charge of Tracking Your Money – Quicken Deluxe 2014 for Windows Review

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