Travel insurance is one of those upsell services you see tacked on to your flight and hotel reservations when you book through most online travel sites.
You stop and think about it for a minute, but it can be frustrating.
Is insuring your trip worth the price asked? What are the odds you need to use travel insurance? Do you really need this type of insurance or is the travel company just looking to pad their pockets with your hard earned cash?
As is the case with most insurance questions, the answer to whether or not you need trip insurance is maybe.
Here are some pros and cons to consider.