Way back in the dark days when my credit card debt felt like a ball and chain around my neck I would have problems paying my credit card bills on time.
And man, was I so close a lot of those times!
I’d miss the due date by a day here, three days there. See, my budget was timed badly such that my paycheck and my credit card due date were within days of each other (I was living paycheck-to-paycheck for a while). By the time I could get my bills out they would already be late. You can always ask the credit card company to waive a late fee but I had too many to ask anymore.
One day I found out I could ask the credit card company to move my due date.
“They would do that,” I thought? I mean, why would they work with me since I owe them money?