United MileagePlus Explorer Card Review


Do you fly United Airlines with any frequency?

Would you like special flying privileges on your United flights?  Would you like to earn free flights and more?

If you answered yes to any of the above then you need to look at the United MileagePlus® Explorer Card from Chase.

The United MileagePlus Explorer Card is considered an airline miles credit card.  What that means is the purchases you make earn you airline miles which can be redeemed for flights and more.  Airline miles cards are a great way to use your purchases to earn you free flights.

Here’s what the United MileagePlus Explorer Card offers you:

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Southwest Airlines® Rapid Rewards® Premier Credit Card | Review – Earn 50,000 Bonus Points


Do you fly Southwest Airlines?

Do you want to earn free flights as well as hotel stays, gift cards and more including international flights?

Then read on for my Southwest Airlines® Rapid Rewards® Premier Credit Card review and see if the card is good for you.

Let’s look at the Southwest Airlines Rapid Rewards Premier Credit Card:

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The Best Small Business Credit Cards


Having a line of credit handy is extremely important for a small business.

Honestly, you never know what kind of expense may creep up that you can’t cover with your cash flow at the moment.  But it’s not easy or practical to get a business loan in a tight jam.  What to do?

Enter small business credit cards.

Not only do they provide credit, you can also find benefits such as cash back, rewards, flexible payment terms, separate tracking for business expenses, and more!

Is a business credit card always the best option for you?

No.  The CARD Act of 2009 put consumer protections in place for consumer cards but those protections aren’t mandatory for business cards.  Also, if your business expenses don’t justify a line of credit then you may be fine without a business card.  You may also find that you would be better off with a specific airlines miles card or travel rewards card that gives you better suited benefits than a card for your small business.

But if you are looking for a line of credit that’s separate from your personal cards or you are looking for a card that offers small business tools that will benefit you, like discounts or employee tracking, then a small business credit card can be a great choice.

Below are some of the best small business credit cards.  See which one best suits your business needs.

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Will a Late Credit Card Payment Affect My Credit Score?


The most important aspect of your credit score is your payment history.

As a result, a late payment can have a profound impact on your credit history.

That late payment is recorded on your credit report, and the information in your credit report in turn influences your credit score.  And, since your payment history accounts for 35% of your credit score, a late payment can make a big difference.

But how late does a credit card payment have to be in order to be considered late?  Will your credit score really be dinged if you are one day late?

The answer depends on your own behaviors, as well as the policy followed by the creditor in question.

When is a Payment Late?

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SimplyCash® Business Card From American Express Earns Your Business Real Cash – Right Away

SimplyCash Business Card from American Express OPEN

The SimplyCash® Business Card from American Express is the easiest way your business can earn cash back for every dollar you spend.

There is no hassle, no claiming your rebate, no earning an arbitrary amount of cash before you see your rewards.

Instead, the SimplyCash® Business Card from American Express automatically credits your cash rebates right to your account every month.  Best of all- there is no limit to the amount of cash you can earn.
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What Can You Expect From a Premier Credit Card?

One of the “rules of thumb” that is often expressed when it comes to credit cards is that it’s important that you avoid paying an annual fee.

Even with rewards credit cards, many suggest that you stay away from the annual fee.  After all, your annual fee reduces the value of the rewards that you earn.

There are some credit cards, though, that might be worth the annual fee.

These are premier credit cards, and they often come with annual fees that many of us consider excessive: $100, $200, or even $450.

Why would you pay that much for a credit card?

As with all things personal finance, it largely depends on what you expect to do with the credit card, and the benefits that you get.  If you really look at the perks associated with a premier credit card, you might be surprised.

Here are Some of the Things You Can Expect from a Premier Credit Card:

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Gold Delta SkyMiles Credit Card from American Express Review – 30K Bonus Miles and a Statement Credit

Do you travel Delta airlines? Want a better experience at the airport?  Maybe even a better experience on the plane?

How would you like to earn free flights for using your credit card?

You can have all this and more with the Gold Delta Skymiles® Credit Card from American Express.

Keep reading our review below and I’ll tell you why the Gold Delta Skymiles card may be a great card for you!

Earning and Using Airline Miles

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