Frugality Doesn’t Mean You Have To Deprive Yourself

What is the first thing that pops into your head when I say the word frugal?

Do you see an image of grumpy, old Ebenezer Scrooge sitting alone at his desk counting his money?  Or perhaps you imagine yourself shivering in the dark, afraid of wasting money on heat or electricity?

If that’s what you think frugality is like you’re way off!
Continue Reading

Wedding Questions With Anja Winikka Editor At TheKnot.com – Presented By Married On MySpace

Wedding+Rings+Flower

I had the pleasure to interview Anja Winikka, editor at the well-known wedding website TheKnot.com. We discussed affordable weddings and how the current economy is affecting wedding decisions.

Hope you enjoy!
Continue Reading

4 Ways to Enjoy The Movie Theater Experience For Less

Movie+Marquee

Going to the movies is one of my favorite past-times – since December I’ve seen four movies on the big screen: The Princess and the Frog, It’s Complicated, Avatar, and Sherlock Holmes.

I love the big screen, the great sound, and the cushy seats. But prices for movies haven’t been so comfortable for consumers.  In 2009, the average cost of a movie ticket is $7.50, according to the National Association of Theater Owners.  Southern California, where I live, is an area with one of the highest costs of movie tickets.  Tickets now cost $10-$13 for evenings and $8-$10 for matinees.
Continue Reading

Why Should I Keep Dumping Money Into My Old Car Or Other Old Junk?

Rusty+Wrench

That older car of yours is starting to show signs of wear, and it seems month after month you’re fixing something or other.

When should you call it quits and upgrade to something newer?

If you’re frugal, you’re trying to get every last stinking mile out of your car possible.  If you’re like me with 4 kids, you think it makes no sense to get something newer that kids will destroy.  The body of my black 2000 Nissan Maxima (bought used with 50,000 miles in April of 2005) is in fairly good condition, the car looks decent, and I’ve taken care of it.  I’ve got 145,000 miles on the car and in the last couple of years I’ve had to replace several costly parts, including new tires for about $300, the alternator cost about $600, the new radiator last month cost another $500, and the exhaust system replacement cost another $300.  Not to mention, someone broke the lock last Thanksgiving breaking into my car (which cost $350 to fix).  Throw in other small items and the bill in just 2 years was over $2000.

Nearly every time a new bill came up I wondered to myself if it was time to buy something newer.

As an Accountant who has worked for various large manufacturers with multiple plants and millions in equipment, I’ll share how we evaluate purchasing or replacing capital equipment and other big purchases.  I’ll then help you better evaluate a potential large purchase or replacement purchase should your car breakdown, your roof starts leaking, your water heater starts giving you problems, or maybe your A/C is on the fritz and your unsure whether to pay for a service call or if you should go ahead and buy instead of taking a chance wasting money on a call.
Continue Reading

A Little Investigation And Elbow Grease Saved Us Over $150

Vacuum Cleaner Belts

My wife was vacuuming the house. She notices that the vacuum isn’t picking up as well as it should (this has happened before and we had discovered that the hose was backed up).  No big deal.  Then we smell a real nasty smell of rubber burning.  And the vacuum stopped picking up dirt.  Oh no.  “Great, we have to buy a new vacuum,” I say to my wife.  “What did this one cost us?  Around $150-$200?  Maybe we can get a good deal with it being the holidays and stores are trying to get rid of their inventory,” I say, trying to find the silver lining.  Just what we need though, another expense.
Continue Reading

Saving At The Supermarket Is FUN!

Winn Dixie Receipt

My Money Blog posted an article a few months ago talking about the theory of “price targeting”, where companies try to sell the same product to different people at different prices, hoping to come as close to an individuals’ target price as possible.  In the use of price targeting, shoppers are generally broken down into three categories.
Continue Reading

Go To The Museum For Free – Bank of America Museums on Us

museums-on-us-dates

What a wealth of culture and learning we have here in NYC!

The only thing holding us back from taking in all of the museums, gardens, zoos, and whatnot is time and money.  We’ve been trying to make the time to take the kids out and do things with them whenever we can.

That leaves money!

It’s expensive taking a family out these daysWell, it was a most pleasant surprise to learn that Bank of America was extending it’s Museums on Us program.  Not only did they extend it but they added museums and states that the program takes part in.

What is Museums on Us?

Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing