Types of Mortgage Loans

For Sale

Buying a home is a huge financial decision. Among the myriad decisions you need to make is deciding what type of mortgage loan to take out to finance your new home.
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Costs In Buying A Home Besides Your Mortgage

Model+House

“What are these home costs?!?” you scream to yourself as you start your life in your new home.  You went through your budget with a fine tooth comb, making sure you could afford the mortgage payments.  You negotiated the house price and got a good interest rate on the mortgage.  You know what your local taxes will be and you home insurance costs.  You thought you were set.  Then the OTHER costs rear their heads.  You quickly realize that owning a home isn’t all about being able to pay the mortgage.

There are a number of other costs you need to consider before you buy a house:
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First Time Home Buyers Tax Credit – Who It’s For And What Is Needed To Claim It

On November 6, 2009 The Worker, Homeownership and Business Assistance Act was signed into law.  This move has resulted in the extension or expansion of the first time home buyer credit which was enacted previously.  In order to receive the first time home buyers tax credit you must first understand who qualifies and how you should proceed in order to get the most benefit from the tax credit.  Here we look at two frequently asked questions regarding the first time home buyer credit.
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A Little Investigation And Elbow Grease Saved Us Over $150

Vacuum Cleaner Belts

My wife was vacuuming the house. She notices that the vacuum isn’t picking up as well as it should (this has happened before and we had discovered that the hose was backed up).  No big deal.  Then we smell a real nasty smell of rubber burning.  And the vacuum stopped picking up dirt.  Oh no.  “Great, we have to buy a new vacuum,” I say to my wife.  “What did this one cost us?  Around $150-$200?  Maybe we can get a good deal with it being the holidays and stores are trying to get rid of their inventory,” I say, trying to find the silver lining.  Just what we need though, another expense.
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Make Extra Money Taking Real Estate Photos

Real Estate

We recently closed on the sale of our home. Selling a home is a tricky process.  So many factors go into presenting your home to prospective buyers: Price, listings, open houses, dressing your home, getting the best real estate brokers, where the market is…I can go on!  One aspect you can control is how your place is presented to buyers.  One thing we noticed is many people don’t have good pictures of their homes online in their listings.  I’m talking bad picture angles, terrible lighting, pictures of clutter, old dates showing on the pictures, blurry shots, you name it.  And why?  Many don’t understand the importance of dressing their home for sale and putting their best image out their to attract buyers.

Enter taking real estate photos!

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Make Extra Money Cleaning Homes

Make Money Clean Houses

How many of you enjoy cleaning your house?

I mean really love scrubbing all the dirt and grime that accumulates in places like the bathroom?

I know I don’t but it’s something that needs to be done! But these days it’s hard to find the time to really do a super thorough job cleaning the house.

What’s a person to do? Hire someone!

Do you know there are companies and people out there that make some pretty good money offering their cleaning services to households and companies? They’ll come in and charge you either a set fee per room or an hourly fee to clean up. They can come weekly, monthly, or whenever you think you need an some extra scrubbing. Continue Reading

My Experience Switching To Cable/Digital Phone Service

Phone

So we moved recently.

Among the many things we had to switch to our new home was our cable TV connection which also includes our internet connection.  Since the cable provider is the same where we moved it would only be a matter of letting the cable company know about the new location so they can send a technician to set everything up.
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