Don’t Underestimate the Cost of Living When Deciding Where to Live

I live in the suburbs of Chicago, and recently, after 11 years in the same apartment building, my husband and I re-entered the renter’s market.

When we first began renting at our last apartment, the two bedroom apartment was a bit too big for us.  Three kids later, we were bursting at the seams.

However, we were shocked to see that 3 bedroom apartments in our location rent for $1,300 to $1,800 a month.  Houses can rent for as much as $2,500 to $2,800 a month.

Houses Are Often Out of Reach

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Alternatives to Joining the Gym

dumbells_gym

Every new year, people resolve to lose weight and get in shape.

One of the ways they often try to do this is to join the gym.

If you go to any gym around the country in January, you will notice that it is packed with well-intentioned people; however, come March, what does that same gym look like?

Suddenly it is much easier to use the equipment because there are fewer people waiting in line.

Resolving to lose weight and/or get in shape is an excellent goal for the new year.

Not only will you feel better, but you could likely save your future self money by proactively taking care of your health and avoiding high medical costs in the future related to excess weight.

However, joining the gym and spending a great deal of money upfront is not necessary as there are many other, more frugal, ways to lose weight and get in shape.

Alternatives to Joining the Gym

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What Do You Think of New Year’s Resolutions?

Happy-New-Year

This is the time of year where you come up with a list of resolutions for the New Year.

Some want to exercise more.  Others simply want to lose weight.  Some want to save more money, while others want to get out of debt.

What do you think of New Year’s resolutions?

I’m not sure what to think, to be honest.

On the one hand, I think it’s important to have goals.  A great goal that you follow through on give you guidance and something to aim your energies towards.

But I think setting a resolution or a goal just because the calendar changed is a bit odd.

Why not set goals throughout the year?

My Problem with Most Resolutions

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The Art of Getting Rid of Unwanted Gifts

Unfortunately, it happens almost every year — well meaning friends and relatives give you Holiday gifts that you have no need or desire for

Of course, when you open the presents, you pretend to be delighted with the gift, but secretly you may be wondering what to do with the additional clutter.  Unless you have a very open relationship with the gift giver, asking for a receipt to return the item is very difficult to do and not recommended.

Enter the Art of Getting Rid of Unwanted Gifts:

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10 Things Similar About Personal Finance And Running The NYC Marathon

NYC Marathon

It was a little over two years ago that I completed all 26.2 miles of the ING NYC Marathon.  This past weekend over 40,000 people ran the race.  Let me tell you running a marathon is an awesome experience!  There’s a lot of work and pain but it’s all worth it once it’s over.

Know what else is a lot of work and pain but well worth it?

Taking care of your personal finances! 

In fact there are a lot of similarities between running a marathon and personal finance.

Here are ten thoughts on personal finance and marathons:

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The New American Family: Flexibility and Unconventional Lifestyles to Make Ends Meet

child_painting

The following was written by my wife, Mrs. Craig.  She was kind enough to share her take on our current lifestyle.  We changed things up in our household  a couple of years ago…I’ll let my wife tell the story.

The last time I wrote a story for this site was almost 3 years ago.   Much has happened since then!  I wrote a narrative about my decision to take a leave of absence from my job, as a school counselor, to stay home and raise my 1 and half year old son and 8 yr old daughter.

[Glen: here's the article - A Mother’s Struggle Between Work And Kids]

Many events have taken place since I shared that story with you.  It was an account of a working mother who became a stay-at-home mom.  The story changed as you will see below.

Life as a Stay-at-Home Mom

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What is Occupy Wall Street and Should You Care?

Occupy_Wall_Street

Occupy Wall Street has become something so un-American yet American all at the same time.  Mass demonstrations happen frequently in countries around the world but here in America, not so much.

In America we protest on talk shows, twitter, facebook, and for those “radicals”, letter writing campaigns and maybe a demonstration with a dozen others in front of an abortion clinic or government building.

But 20,000 people with tents and kitchens camped out in a public park in front of the world’s financial capital?

Not in our back yard.  OccupyWallStreet has taken off and now the movement is “occupying” cities all over the nation.  This just doesn’t happen in America anymore.
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