Charge Cards Are Not Credit Cards – Understanding the Difference

People often assume a charge card is just another way to say credit card but that is not the case. A charge card is a completely different entity than a credit card.  If you have never used a charge card, you should know what sets them apart from the regular plastic credit cards you may already have in your wallets.

What Is a Charge Card?

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What To Do With Your Money In Your 20s, 30s, And 40s – Ideas From Generation Earn

Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back

Most of us don’t move through life in pre-determined stages, but there are still some generalizations we can make about money and age. These ideas for what to do with your money in your 20s, 30s, and 40s come from my new book, Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back, which was just published by Ten Speed Press.

In your 20′s:

Invest in your career. Your career is the one place where it makes sense to splurge.  This might mean investing in the services of a career coach, or taking a leadership development class.  It could mean something as seemingly superficial as working with a personal shopper to make sure your wardrobe helps you look and feel good at work.  Or perhaps purchasing some guide books about your chosen field.  Investing in your career now, when you have time, can pay off hugely later.
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I’m Sick Of Hearing It’s For The Kids

Child Holding Change

Ever run across someone that gives their children everything?

All the latest clothes, electronic gadgets, extracurricular activities, lavish weddings, education, you name it they have it.  And then you find out the parents are struggling to keep their heads above water financially.  Not “we’re just getting by.”  No.  I mean one month they don’t pay cable, another month they miss the electric bill; the rent gets paid late; always something and always “it’s for the kids!”

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Financial Krav Maga: Personal Finance Self Defense for the Modern Era

Krav Maga on the Beach

In East Asia, you probably know about the ninja and samurai. In Israel, there are soldiers trained in Krav Maga.  For those of you who don’t know, Krav Maga is a martial art developed in Israel.  It does not have the long tradition of respect, personal growth, and honor that come to mind when you think of Karate, Tae Kwon Do, Jiu Jitsu.  It was developed for one purpose, to survive.
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Automate or Unautomate Your Finances?

Cash in Pocket

The NY Times has has an interesting article questioning how much of your finances you should automate (How Much of Your Finances Should You Automate?).  In it, the author looks at the methods of some popular personal finance writers such as Ramit Sethi of I Will Teat You To Be Rich, Adam Baker of Man Vs Debt, and Jim Wang at Bargaineering.

The Argument for Automating Your Finances

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Write For Free From Broke

Typewriter

Do you have your own blog and are looking for more exposure?  Maybe you don’t but you’re a good writer and you’re looking for a place to share your ideas?  Well, Free From Broke is looking for talented writers for guest articles.
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Unbroke – What You Need To Know About Money: Recap

Did you get to catch ABC’s special Unbroke: What You Need To Know About Money? I heard about this via Twitter from MainStreet.com.  The special advertised it would talk about what people needed to know about their personal finances and it was interspersed with vignettes describing different aspects of money from the celebrity likes of Samuel L. Jackson, the Jonas Brothers (that got my daughter watching), Oscar the Grouch, and the E-Trade babies.

Hey, how to not be broke?  Sounds right up the alley for Free From Broke!  I was game.

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