Blue Cash Preferred ® Card from American Express Review – More Cash Back

Does it seem like you spend a ton on groceries and gas these days?

Yeah….me, too.  Here’s a card that helps ease the pain of that spending with some great cash back rewards on gas, department stores, and the best we’ve seen on groceries.

It’s the Blue Cash Preferred® Card from American Express credit card, another card in the “Blue” family of American Express cards.

They’re offering a decent Welcome Bonus right now, too – if you charge $1,000 to the card in the first three months, you get 150 in Reward Dollars.

Here’s an overview of the American Express Blue Cash Preferred:

  • Earn 150 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Preferred Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Terms and Restrictions Apply.

Now Let’s Dig Deeper Into the Blue Cash Preferred® Card from American Express

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Starwood Preferred Guest(R) Credit Card from American Express Review

Are you looking for an incredible travel rewards credit card that allows you to earn free nights at high-end hotels and resorts AND can be used towards airline miles programs?

How about a card that, besides rewards, comes with additional travel benefits, purchase protections, and more?

Then look no further than the Starwood Preferred Guest® Credit Card from American Express.

Here are some of the benefits of the Starwood Preferred Guest card at a glance:

  • Starpoints® bonus: earn up to 25,000 bonus points: 10,000 after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership
  • That’s enough for a weekend getaway to a Category 4 Hotel like the Westin Savannah Harbor Golf Resort & Spa, or six free nights at a Category 2 Hotel
  • Free Hotel Nights: redeem Starpoints at over 1,100 hotels in nearly 100 countries worldwide – with no blackout dates
  • Free Flights: redeem Starpoints on over 350 airlines with SPG Flights – with no blackout dates
  • Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
  • No limits on the number of Starpoints you can earn
  • $0 introductory annual fee for the first year, then $65
  • Terms and restrictions apply.

Starpoint® Rewards Program

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BankAmericard Travel Rewards® Credit Card – Review

Isn’t it great when your credit card gives back to you?  And if you travel it’s nice when your card works with you to make travel easier and rewarding.

That’s the BankAmericard Travel Rewards® credit card!

This credit card from Bank of America offers up some interesting travel rewards features.  Take a look at a quick rundown of the card:

  • Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days of account opening, which can be $100 towards travel purchases
  • Earn flexible travel points good for everything from flights to baggage fees
  • Earn 1.5 points for every dollar spent on purchases – 50% more than the average rewards programs which only offer 1 point per dollar
  • No limit to the total number of points you can earn and points don’t expire
  • No annual fee
  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit towards all or part of your travel purchases
  • No foreign transaction fees
  • Chip Technology provides you expanded global acceptance when shopping anywhere you go, outside of the U.S.

Let’s look a little more in-depth at the card now. Continue Reading

BankAmericard Cash Rewards™ Credit Card – Review

It’s nice when a credit card does more than just give you credit, isn’t it?

In fact earning cash rewards is a pretty nice perk to get from your credit card.  And when it’s easy to get your cash back then it’s all the better.

Enter the BankAmericard Cash Rewards™ credit card.

Here’s a quick look at what this cash rewards card has to offer:

  •  Get $100 cash rewards bonus after you spend $500 on purchases in the first 90 days of account opening
  • 1% cash back on purchases everywhere, every time
  • 2% on groceries and 3% on gas for the first $1500 in combined gas and grocery purchases each quarter
  • Get a 10% customer bonus when you redeem cash back into a Bank of America® checking or savings account
  • 0% introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, the regular APR
  • No Annual fee
  • No rotating categories and your rewards do not expire

Nice, right?

Now let’s dig a little deeper into the BankAmericard Cash Rewards™ credit card… Continue Reading

Blue Cash Everyday ® Card from American Express – Review

American Express has a great card in it’s “Blue” family – the Blue Cash Everyday® Card from American Express.

This is a nice no-nonsense cash back card that’s easy for people to understand.  These days that’s getting harder to find as credit card companies make their rewards harder to get or increase the annual fee to make up for the benefits of the card.

Here are some basics of the Blue Cash Everyday Card:

  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.

Let’s take a look at what the Blue Cash Everyday® Card from American Express has to offer.Continue Reading

Citi ThankYou Preferred Card – $150 in Gift Cards | Review

How would you like a credit card that offers rewards as well as a nice 0% introductory APR on purchases and balance transfers?  Add to that a $150 gift card bonus?

Sounds interesting, right?

This is what the Citi ThankYou® Preferred Card is offering.  Join me as we walk through what the card offers…

The Citi ThankYou Preferred Card

Let’s start with a basic overview of the card:

  • Earn 15,000 bonus ThankYou Points after $1000 in card purchases within 3 months of account opening – enough for $150 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months.  After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

Now let’s dig a little deeper, shall we? Continue Reading

Free Online Checking Accounts – Why Pay More Fees Than You Have To

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Isn’t it annoying when you look at the requirements of checking accounts of many traditional/brick and mortar banks?

They say they have free checking but you have to fulfill a maze of requirements: have a direct deposit with them, have a account balance of at least X for the month, stay under X transactions… It’s hard to keep up!

So what options are out there?  Free online checking accounts!

As technology and the internet have grown, companies have stepped up and recreated the wheel, so to speak.  A number of banks have introduced free online checking accounts that are easy to use and full of features.

And because these companies are online and don’t have to manage physical bank locations, they can offer their customers more benefits such as higher interest rates, cash back rewards, and free services like bill pay – all nice bonuses in addition to a free online checking account.

Here are some of the best, innovative, and popular free online checking accounts around (including one that I use):
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ReadyForZero | Review – Pay Off and Manage Your Debt

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Some people just have a single loan or two that they want to get rid of.  Others have so much debt that what they really need most is an hour or two with a bankruptcy attorney.

But for everyone in the vast space in between the two extremes is an online debt management tool called ReadyForZero.

It isn’t a traditional debt management service that will actively manage your debts for you, but a debt management tool that will give you what you need to do the job yourself.

How ReadyForZero Works

When you sign up for ReadyForZero it links to your loan accounts and assembles your information – account balances, interest rates and minimum payments.  This will include not only credit cards, but also student loans, car loans, mortgages and any other loans you have.

It will display the information on all of your accounts on a single page and update it daily.  This will provide you with that all-important big picture view of your debt situation in one convenient place.
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TurboTax Online Tax Software (2012 Return) | Review

With a new year comes your W2 and other tax forms from the previous year.

That means it’s time to get your taxes filed.

Fun times, right?

No need to be intimidated when you have TurboTax online tax software to guide you every step of the way.

Every edition of the 2012 TurboTax software guarantees you a maximum refund, 100% accurate calculations, and free audit support with the TurboTax Total Assurance™, assuring your confidence in filing this year.

Whether filing your taxes will be EZ, or if things get a bit more complicated with deductions, investments, and businesses, there’s a TurboTax software for you!

For those who e-filed using TurboTax Online in 2012, you probably already received several e-mails with your user ID to sign in, start, and continue your 2012 tax return.  Depending on the edition you choose, you may even be able to transfer last year’s tax info automatically!

If you have questions along the way, you have a host of support, including personalized answers live by online chat or by phone, as well as being able to ask tax experts and experienced TurboTax users questions you may have. You never have to feel alone when filing your taxes this year.

TurboTax Online Tax Software Review

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Blue Sky from American Express® | Review

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Are you looking for a travel rewards/airline miles card but hate the idea of all those blackout dates and weird restrictions?

The Blue Sky from American Express® credit card just may be the answer… and they’re currently offering a decent welcome bonus of 7,500 points (redeemable for up to a $100 statement credit).  Charge $1,000 on the card in the first three months of card membership and the points are yours.

Join us as we review the Blue Sky by American Express®.

Here’s a summary of what the card offers:

  • Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership – redeemable for a $100 statement credit.
  • Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
  • Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package – with no blackout dates.
  • Flexible Bill Payments: pay your bill all at once or over time.
  • No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%.
  • Terms and Restrictions Apply.

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