Loyal3 Review – Is Fee Free Investing for Real? Maybe

fee free investing with Loyal3

How do you pick a brokerage firm?

Is it based on a funny commercial or the latest print ad you saw?  (I hope you take your retirement more seriously than this!)

Or it is based on a careful analysis of costs, investment options, and overall value?

Here’s the deal: Not all brokerage accounts are the same. Many are similar in investment options and cost leaving only marketing to differentiate them.  Every once and a while you run across a new brokerage that really is running their business significantly different than their competitors.

Loyal3 is one of those firms.  Read on and find out what they are all about and if they are for real in our Loyal3 review.

What is Loyal3?

Loyal3 is a brokerage firm with a different take on investing.
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The Discover it Card Review – An All-Around Card That’s Fair to the Consumer

Would you like a credit card that didn’t hit you with a ton of fees?  

Maybe even a card that was fair to its users? How about a card with generous cash back?  Let’s add in customer service from a company known for its customer loyalty?

Oh, and keeping track of your FICO® credit score would be awesome too, right?

Mix that all together and you get the Discover it® card.

Discover set out to make an all-in-one card made up of the best qualities that consumers are looking for.  They created an all new line of cards: the Discover it card.

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Betterment.com: Investing in Stocks and Bonds Made Simple – Review

Betterment portfolio screen

Have you been wanting to invest your money but haven’t been sure how to go about it?

Let’s face it, there are lots of choices out there when it comes to investing.  Even if you choose a couple of funds to cover everything you need to know which ones and find a brokerage to invest with.

There may be a simpler, easier way to do it for those who those who want to invest but don’t know where to start or think it is too difficult for them.

That answer may be Betterment.

Follow along in our review

What is Betterment?

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Review of Quicken 2014 for Windows – Get Your Finances In Order and On Track

How much time do you spend each month going through receipts, bank account transactions, and credit card statements?

Staying on top of your finances is wise, but spending hours upon hours doing it makes the task seem like a waste.

Thankfully there are many great tools available to help you automate and streamline the process of staying on top of your finances.

Today we’re going to take a look at Quicken 2014 Deluxe for Windows.

How You Can Take Charge of Tracking Your Money – Quicken Deluxe 2014 for Windows Review

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All About Free Online Checking Accounts – Why Pay More Fees Than You Have To


Don’t you hate it when you look at your checking account and see less money there because of fees you were charged?

And isn’t it annoying when you look at the requirements of checking accounts of many traditional/brick and mortar banks?  (Are you checking the requirements?  Gotta ask.)

They say they have free checking but you have to fulfill a maze of requirements: have a direct deposit with them, have an account balance of at least X for the month, stay under Y transactions… It’s hard to keep up!

blank_checkSo what options are out there?  Free online checking accounts!

As technology and the internet have grown, companies have stepped up and recreated the wheel, so to speak.  A number of banks have introduced free online checking accounts that are easy to use and full of features.

And because these companies are online and don’t have to manage physical bank locations, they can offer their customers more benefits such as higher interest rates, cash back rewards, and free services like bill pay – all nice bonuses in addition to a free online checking account.

Are you not with me yet?  Fine.  Understand that there are many checking accounts out there that are chock full of serpentine fees just waiting to suck your hard-earned money out.

These Are some Common Checking Account Fees You Want to Avoid

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Do You Know What All Your Investments Are? – Personal Capital Review


It’s tough keeping track of all of your money and investing accounts.

There’s your savings, checking, Roth IRA, Traditional IRA, 529 plans, investing accounts, 401(k) plans… it can go on and on.  If you’re lucky some of those accounts are with the same company so you can see a few of your accounts in one place.  But odds are you’re still going to need to jump around to get a complete picture of your finances.

It’s not impossible to track everything, for sure, but it can be a pain switching between accounts to see exactly what you are invested in for which account.

Wouldn’t it be great if you had one place that can give you a snapshot of your money?

And then wouldn’t it be awesome if you could get a better idea of your allocations to better make sure you are diversified  in the right places?  Oh, and if you could see what your fund fees were costing you in one spot that would be nice too, right?

Some objective financial advice based on your accounts would be a sweet thing to have access to as well, wouldn’t it?

Enter Personal Capital.

Personal Capital describes itself as “Your Next Generation Financial Advisor”, and it may be just that.

Not only does the application allow you to combine your various financial accounts in one place, but it also provides expert, personal investment management with low fees.

How Personal Capital Makes Your Life Easier

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Review: Starwood Preferred Guest® Credit Card from American Express


Are you looking for an incredible travel rewards credit card that allows you to earn free nights at high-end hotels and resorts AND can be used towards airline miles programs?

How about a card that, besides rewards, comes with additional travel benefits, purchase protections, and more?

Then look no further than the Starwood Preferred Guest® Credit Card from American Express.

Starpoint® Rewards Program

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