The Discover it® Card Review – An All-Around Card That’s Fair to the Consumer

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Would you like a credit card that didn’t hit you with a ton of fees?  Maybe even a card that was fair to its users? How about a card with generous cash back?  Let’s add in customer service from a company known for its customer loyalty?

Mix that all together and you get the Discover it® card.

Discover set out to make an all-in-one card made up of the best qualities that consumers are looking for.  They created an all new line of cards: the Discover it card.

Let’s take a look at some quick basics of the Discover it card before we get to our review:

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The Best 0% Purchase Credit Cards 2013

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A great way to save money and earn reward points is to use a 0% purchase credit card (note that these 0% rates are introductory).

These cards can be a great way to avoid paying interest while gaining credit card benefits, rewards, miles, or cash back.  Additionally, 0% purchase credit cards offer an opportunity for you to make a slightly larger purchase, and pay it off over time.

Another bonus is the fact that many of these credit cards also come with 0% balance transfer offers.

It’s important to understand, though, that 0% Introductory rate purchase credit cards should be used carefully, and with planning.

When used as part of a plan, o% Introductory rate purchase cards can give you the advantage of a great introductory rate, and the ability to rack up the points or miles.  And, because you have an introductory period, you can take two, three months, or longer to pay off a larger purchase.

Don’t Use the 0% Introductory Rate, or the Rewards, to Justify a Purchase

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Chase Ink Cash® Business Card – Review

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Small business owner?  Looking for a line of credit as well as helpful tools to manage your business?

Take a serious look at the Ink Cash® Business Card.

Here’s a card for your small business offering a nice introductory bonus right now.  This one’s a credit card (as opposed to the Ink Bold® Business card which is a charge card and you must pay in full every month) and it has the added benefit of no annual fee.

Reward Yourself With Cash

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PerkStreet – Free Online Checking, Cash Back Rewards and More – Review

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Who PerkStreet Free Online Checking is For

Are you looking for a free checking account that offers more than just basic checking services?

How about an alternative to using a credit card for your purchases (but don’t want to carry cash)?

PerkStreet(SM)’s online checking account is not only free, but offers up a generous cash back rewards when you use their debit card.

Read on for our PerkSreet review.

PerkStreet offers the debit card that helps you get debt free.  By using a debit card for your purchases you can PerkStreet Financialeasily manage your money and budget for what you spend rather than risk the possibility of incurring credit card debt.

Their rewards checking helps further being debt free by giving you up to 25% cash back on purchases (depending on the purchase).  They offer free online checking accounts and perks like bill pay, free ATM usage, excellent rewards, easy mailed-in deposits, and more.

The premise behind the bank is to offer superior service and you can talk to a live person 24 hours a day with any questions you might have.  The company’s focus is to serve people who want to manage their money responsibly and not go into debt with offering generous rewards for debit card use.
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Personal Capital Review – A One Stop Financial Center

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It’s tough keeping track of all of your money and investing accounts.

It’s not impossible, for sure, but it can be a pain switching between accounts to see exactly what you are invested in for which account.

Wouldn’t it be great if you had one place that can give you a snapshot of your money?

And then wouldn’t it be awesome if you could get a better idea of your allocations to better make sure you are diversified  in the right places?  Oh, and if you could see what your fund fees were costing you in one spot that would be nice too, right?

Some objective financial advice based on your accounts would be a sweet thing to have access to as well, wouldn’t it?

Enter Personal Capital.

Personal Capital describes itself as “Your Next Generation Financial Advisor”, and it may be just that.

Not only does the application allow you to combine your various financial accounts in one place, but it also provides expert, personal investment management with low fees.

What Personal Capital does

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British Airways Visa Signature® Card | Review

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Do you fly British Airways?  (They have over 300 destinations BTW.)

If you do then you should take a look at the British Airways Visa Signature® Card.

The British Airways Visa Signature® Card is what many consider an airline miles credit card.  It’s a card that is issued on behalf of the airline where you can typically earn that airline’s miles faster when you buy flights with the card and you can earn additional miles on general purchases.  These miles can then be redeemed for free flights with the airline.

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Chase Ink Bold® Business Card Review

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Are you a small business owner?  Interested in a small business card that can help you manage your business AND earn you rewards on expenses?  Looking for a great travel rewards card to maximize your business travel?

How about one that is offering a great bonus right now?

The Chase Ink Bold® Business Card is offering 50,000 bonus points when you open an account and spend $5,000 in the first 3 months.

50,000 points will get you $500 cash back or $625 towards travel rewards.

Chase Ink Bold® Business Card Review – The Nitty Gritty

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United MileagePlus® Explorer Card Review

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Do you fly United Airlines with any frequency?

Would you like special flying privileges on your United flights?  Would you like to earn free flights and more?

If you answered yes to any of the above then you need to look at the United MileagePlus® Explorer Card from Chase.

The United MileagePlus Explorer Card is considered an airline miles credit card.  What that means is the purchases you make earn you airline miles which can be redeemed for flights and more.  Airline miles cards are a great way to use your purchases to earn you free flights.

Here’s what the United MileagePlus Explorer Card offers you:

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Chase Sapphire Preferred Credit Card Review

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Does $400 cash or $500 toward travel sound good?

The Chase Sapphire PreferredSM Card is offering this hefty bonus right now!

Charge $3,000 to the card within the first three months, and it’s yours.  Best of all, it comes along with a great travel rewards card.

Now to get into the meat of what makes the Chase Sapphire Preferred credit card so good…

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The Best Small Business Credit Cards

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Having a line of credit handy is extremely important for a small business.

Honestly, you never know what kind of expense may creep up that you can’t cover with your cash flow at the moment.  But it’s not easy or practical to get a business loan in a tight jam.  What to do?

Enter small business credit cards.

Not only do they provide credit, you can also find benefits such as cash back, rewards, flexible payment terms, separate tracking for business expenses, and more!

Is a business credit card always the best option for you?

No.  The CARD Act of 2009 put consumer protections in place for consumer cards but those protections aren’t mandatory for business cards.  Also, if your business expenses don’t justify a line of credit then you may be fine without a business card.  You may also find that you would be better off with a specific airlines miles card or travel rewards card that gives you better suited benefits than a card for your small business.

But if you are looking for a line of credit that’s separate from your personal cards or you are looking for a card that offers small business tools that will benefit you, like discounts or employee tracking, then a small business credit card can be a great choice.

Below are some of the best small business credit cards.  See which one best suits your business needs.

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