Lending Club Peer to Peer Lending for Investors and Borrowers – Review

Compare Returns for Lending Club vs Alternatives

Lending Club is an online website that offers a unique borrowing and investing model to individuals who need funds and those who are looking to make some money.

Credit-worthy, pre-screened borrowers are paired up with savvy investors in what Lending Club calls a win win situation for all.  Peer to Peer or Person to Person lending is the basis of the site.  Investors sign up to make money and borrowers sign up to reduce their cost of paying back debt.  In summary, investors fund loans for approved borrowers.  Borrowers save over bank interest rates and investors profit with returns as high at 9% annually (about the average).

Information for Investors


Lending Club
Investors make their money from Lending Club when they invest in 3 to 5 year notes.  Investors get to choose which notes they want to purchase by looking through selection criteria.  Once you purchase a note you will then begin to receive monthly payments directly from Lending Club as the note is being paid back by the borrower.  Lending Club will take 1% of each payment for their fee and you get to keep the rest.  You make your money on the interest collected.  Since 2007, when Lending Club was launched, investors have earned, on average, a net annualized return of 9.5%.
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Find the Affordable Health Coverage You Need at eHealthInsurance.com – Review

eHealthInsurance_homepage

Health Insurance is critical- whether you are an individual or have a family; you need a way to cover both preventative medical care and emergency care.

Many employers are reducing or cutting health insurance benefits, leaving people with the need to find their own insurance options.  For a wide variety of affordable health insurance options for both individuals and families, consider checking a free quote at eHealthInsurance.com.

Get Quotes. Compare Plans. Apply Online.eHealthInsurance is the largest online resource for health insurance, offering the ability to compare the basics of a variety of health plans.  One of the best things about the eHealthInsurance website is you can receive live quotes, complete your application online and be approved in just minutes.
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Miles by Discover® Card Review

Miles by Discover Card

As the name of the card clearly implies, the Miles by Discover® Card is a travel rewards card.

But this is not your typical travel rewards card.  Users can generate massive miles rewards while at the same time retaining an enormous level of flexibility in determining how to redeem their rewards.

Here’s a quick rundown of some of the benefits of the Miles by Discover® Card:
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ZYNC Card From American Express – Review

Zync Card from American Express

Zync Card from American ExpressHave you seen the commercials for the ZYNC Card from American Express?

I’ve got to say, I was curious about the card when I heard about how you can tailor the card to fit your lifestyle.  As an American Express card user, and fan, I had to look into the Zync card further.

Here’s what I found out about the ZYNC Card: Continue Reading

Sell Your Crap – Interview And New eBook From Adam Of Man Vs Debt

Sell Your Crap by Adam Baker

I was excited to hear that Adam of Man Vs Debt was working on a new eBook.  I was even more excited to see the finished product – Sell Your Crap: Turn Your Clutter Into Cash.
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Peapod Review – Online Grocery Shopping Made Easy

Locked Shopping Carts

Isn’t grocery shopping a huge time suck?

You pack the family in the car, go to the grocer and deal with the kids running around, stand on line, then drive back to unload groceries.  If you’re like me, odds are this is done on the weekend which is the closest you have to free time.

What’s the alternative?  Peapod.

Check out more in our Peapod review below.

Peapod is an online service (through Stop & Shop) that all allows you to shop online for your groceries. They put together your order and deliver it to you.  Simple and efficient.

Here are the basics of Peapod grocery shopping…

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What’s This Groupon I Keep Hearing About?

NYHS_Groupon_Deal

Maybe you’ve seen some ads on the web. Perhaps you heard about it on the local news.  I don’t know about you but I’ve been hearing about Groupon everywhere!

So what is this Groupon all about?!?

Groupon (group+coupon) is a site that offers up a daily deal on some of the best attractions, eateries, and shops in your area (well, in lots of areas so far).
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