Ask anyone with kids and they will tell you – going out with the family can be expensive! Think about it – every activity you might do yourself is multiplied by the number of people in your family. Going to the zoo by yourself could cost you $10, for example, but for a family of five that could be $50 just to walk in.
During tough economic times, it’s easy to feel the pinch when you’re short on cash. Prices seem higher than ever and the paycheck doesn’t seem to cover as much as it once did. It’s during these times that you need to tighten the belt and lower your cost of living. However, tightening the old belt doesn’t necessarily have to mean that you can’t enjoy life. Here are ten easy ways to cut down on your cost of living:
Maybe you’ve seen some ads on the web. Perhaps you heard about it on the local news. I don’t know about you but I’ve been hearing about Groupon everywhere!
So what is this Groupon all about?!?
Groupon (group+coupon) is a site that offers up a daily deal on some of the best attractions, eateries, and shops in your area (well, in lots of areas so far).
Have you heard of Groupon? Basically they are a deal site which offers new deals every day in various cities across the country. In order to get the deal, enough people need to sign up for it. Well today Groupon is offering up a national deal with the GAP. It’s actually a pretty good bargain. Here it is:
Customers can get $50 worth of items at the GAP for only $25!! This includes sale items as well. That’s stretching your shopping dollar twice as far!!
Among the many responsibilities a home-owner can have is a lawn. For us, we’ve been pushing that responsibility on a landscaper who comes by once a week to mow the lawn, trim the edges, and weed the garden. But this will be the last week he comes because next week we’re going DIY – We’re going to do our lawn and garden ourselves!
Why take care of the lawn ourselves?
One of the more interesting and innovative ways to save up for specific goals is to make use of SmartyPig. SmartyPig is a free online savings tool that allows you to save for for specific financial goals. Whether you want to save up $500 for back to school shopping, or $5,000 for a family vacation, it is possible to use SmartyPig to reach that goal. The concept is fairly straightforward, and works simply.
First of all, it is important to note that SmartyPig is not a bank. SmartyPig accounts are held through BBVA Compass (As of Aug 1st, 2010 SmartyPig account will move from West Bank to BBVA Compass, the 15th largest bank in the US). They are FDIC insured for up to $250,000 (drops to $100,000 on January 1, 2014 unless things change). You can set up as many goals as you want for yourself and your family. In order to start at SmartyPig, you need the same items that you would need to open a regular savings account: