Extreme Couponing: Do You Really Save or is it a Waste of Time?

Is Extreme Couponing Worth It?

Extreme couponing has become quite the craze and there’s no denying there can be significant savings to be had; but at what cost?

This sounds like an oxymoron – but depending on the circumstances, couponing can come with a hefty price tag.  There are some great deals to be had out there and there is no debate that coupons can save you a bit of money but let’s closely examination this activity. Continue Reading

The Good Guy Discount: Do You Regularly Haggle and Ask for Discounts? You Should!

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Do you ever ask for a discount when making a purchase? 

Do you consider doing so a challenge that you happily take on, or an embarrassment?

There seem to be two types of people in this world–those who happily ask for a discount and those who would just as soon overpay than ask for a discount.

Which are you?

My mom loves to ask for a discount.

When I was a teenager and in my early 20s, I found this practice unbelievably embarrassing.  My mom, very social by nature, would chat up the salesman or cashier, and just before the transaction ended, she’d say, ever so sweetly, “I’d love to buy this, but what kind of discount can you give me?”

I saw her bargaining as begging, and it made me cringe.  Yet the strategy worked for her; she often walked away with a sizable discount.

Ironically, years later, I, too, often find myself bargaining.  Honestly, there’s no better way to save money, and I don’t mind hearing “no.”  I’m not afraid of a retailer’s rejection, and I’m ecstatic when I save money.

How to Haggle and Ask For a Discount

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Give a Smile to the Kids on Your List – Top Holiday Gifts Under $75 for Kids – 2013

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The holiday shopping season is upon us. 

Now is the time to find the perfect present for those special people on your list.

While there are plenty of ideas for gifts under $25, we recognize that sometimes a $25 present isn’t going to cut it.

For kids in your family, a gift of $75 or under may pack more return (and excitement) than a smaller gift.

With that in mind, we’ve compiled a list of presents under $75 that will thrill every child on your list, from baby to teen.

Keep in mind that with sales, you can nab many of these items for less than their retail price.  Amazon, especially, often discounts their merchandise, so that might be the site to check first before you head to the toy store.

The Top Holiday Gifts Under $75

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Chase Ultimate Rewards Holiday Promotion 2013 – Gifts Cards, Bonus Points, and Savings

Chase Freedom MasterCard

Chase’s program — Ultimate Rewards — is back this year to offer up holiday promotions and provide value and and extra rewards to their customers.

From the beginning of November through the end of the year, card holders of Chase’s Chase Freedom®, Chase Sapphire(SM), and Chase Ink cards (those with Ultimate Rewards) will be eligible for the holiday promotions.

Here’s a rundown of the Chase Ultimate Rewards Holiday Promotion and what it’s offering customers this holiday season:

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10 Essential Tips For Shopping Black Friday And Cyber Monday – Don’t You Dare Dare Shop Without Reading This

Shopper Crossing

Can you believe how far into November it is already?!?

Know what that means?  Yeah, seeing family and overeating on Thanksgiving.  There’s that, sure.

Know what else?

Black Friday and Cyber Monday shopping deals!

These two days have turned into crazy whirlwinds of shopping and sales (actually the whole week is full of deals).  Do your homework and you can score some great deals that you might not find the rest of the year,

But if you aren’t careful these days can turn into a crazy hell that wastes your time and your money.

Here Are 10 Tips You Need to Read Before Shopping Black Friday and Cyber Monday:

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You Have Power In Your Wallet – Vote With Your Dollars: Change Businesses Based on Your Purchases

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After the recent governmental shut down, you may be feeling increasingly frustrated with our government. 

You may feel that you have no voice in politics and economic decisions.  Of course, you have the right to vote, but much of what the government does is largely out of your hands.

However, you can still take a stand and make your voice heard by voting with your dollars. 

Every day that you spend money, you’re making a choice and choosing one company over another, one product over another.

How you spend money is your voice, your vote.

Due to the economic law of supply and demand, if enough people show that they want better or different items, manufacturers will take notice.

For instance, “Making your next car a hybrid shows the automobile industry that you want more eco-friendly, fuel efficient vehicles, which in turn forces them to produce more.  Buying organic foods show that you care about our groundwater and the chemicals you are consuming.  Using reusable grocery bags demonstrates that you don’t want millions of plastic bags ending up in our oceans and landfills.  Buying products from corporations who are using methods to improve their environmental footprint helps their bottom line which shows their competition this is something important and forces everyone in their industry to raise the bar” (AG Beat).

How Are You Voting With Your Dollars?

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Groupon American Apparel National Deal – Double Your Money, November 2013

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You’ve heard me talk about Groupon before.

reviewed Groupon a while back.  They were the first big online deals site where you purchase a limited-time offer.  Many times, like for this deal, you get to double your money for purchases.

Truth is I don’t usually mention deals here on Free From Broke, but this deal is quite popular every year and Groupon is running it again this year.

I don’t want you to miss out.

Here’s today’s deal:

American Apparel – Groupon Deal

$20 for $40 worth of clothing and accessories from American Apparel Online and In-Store (you pick whether online or in-store).

or

$40 for $80 worth of clothing and accessories from American Apparel Online and In-Store.

I like deals like this where you double your money!  It comes just in time for the holidays in case you’re looking the grab some gifts for friends.  Of course you can treat yourself as well.

Groupon deals tend to be for local stores and activities but occasionally they roll out a national deal.  This particular deal is limited to one per person, for U.S. residents only.  You can buy an additional Groupon as a gift.
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