Swagbucks Review: Join to Receive Free Gift Cards and Other Prizes

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We are in gazelle intensity mode paying down our debt, and one of the ways that we can still give our kids a nice Christmas without spending a lot of money is through Swagbucks.

I simply search the Internet as usual using Swagbucks as my search engine instead of Yahoo! or Google; occasionally I will be rewarded with Swagbucks (usually ranging from 7 to 79 points per time).

What Is Swagbucks?

Swagbucks is an Internet search engine.

You can use it much the same way you use Google or Yahoo.  However, as you are searching, you are sometimes rewarded with Swagbucks.  These Swagbucks can be redeemed for gift cards or other prizes.

I have won anywhere from 7 to 79 Swagbucks at a time, and because I frequently need to search the Internet as a freelance writer and blogger, I usually win Swagbucks several times a day.  All of the Swagbucks I win accrue until I decide to redeem them for a prize.

What I like is that I am getting rewards for doing something I would do during my day anyway—search the Internet.

How to Sign Up With Swagbucks

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Earth Day Freebies and Deals – and a Little History Too

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Earth Day was first held on April 22, 1970, and it was lead by Senator Gaylord Nelson from Wisconsin.

Nearly 20 million people participated and today, 42 years later, we still celebrate Earth Day, but now, 175 countries celebrate Earth Day.

Earth Day 2012 will also be celebrated on April 22nd (and will be celebrated on that date at least until 2015).

The primary purpose of the day is to bring awareness to environmental issues as well as to focus on reducing, reusing, and recycling.

Of course, proponents of frugality recognize that the things we do to keep Mother Earth healthy are the same things we can do to keep our finances healthy.  By reducing, reusing and recycling, we become more financially conservative.

When you buy a used car, shop at garage sales or your thrift stores or hold your own garage sale or donate items you no longer use, you are saving money and keeping items out of the landfill, which is a win-win.

To celebrate Earth Day this year, several retailers are offering freebies or discounts.  There are plenty of great offers to take advantage of:

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The Cost of Food Waste and How to Prevent It

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Every week you clean out the refrigerator, and every week you may find some food to throw away—broccoli you didn’t get to eat before it went bad, leftovers from last Tuesday night’s dinner, lettuce that can no longer be revived…

If you are throwing away food on a weekly basis, you are not alone.

According to The New York Times, Americans throw away 27% of their available food.  This includes waste from people’s homes, restaurants and grocery stores.  Timothy Jones of the University of Arizona, who studies food waste, estimates that the average family of four wastes $600 in food each year.  (TLC)

The Financial Cost of Food Waste

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New Technology Makes Shopping With Your Credit Card Easier

Most of us can’t remember a time when credit cards weren’t a part of our wallets.

Remember the Diner’s Club card?

Credit cards actually go back to the 1920’s when gas station attendants wanted to provide a system of payment for the increasing amount of automobiles on the roads.  The first cards were made out of card stock making them easy to counterfeit but as is the case with every good idea, evolution took over.

As of this year, of the households who have a credit card balance, the average amount of debt is $15,956 per household which equals total outstanding balances of $609.8 billion nationwide.

The evolution of the credit card is far from over.

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Is a Used Car Really a Better Value?

We’ve heard it so many times.

As soon as you drive the car off the lot, it loses 25% of its value and why do you want to pay the depreciation costs?

If you purchase a used car, somebody else already paid the costs and you can get a better deal.

On the surface, the logic behind that makes a lot of sense but is it actually true that purchasing a used car is a better value than a new car?

First, let’s remember that getting the most value doesn’t necessarily mean paying the least.  Sometimes it works out that way but as we’ve all found in our day-to-day lives, buying the cheapest items may not save us money in the long run. Continue Reading

Groupon FTD.com National Deal – Double Your Value

Groupon is at it again! 

Groupon is offering up a deal to help all those shopping for Valentine’s Day.  (They ran this deal last year too around this time).

$20 for $40 worth of flowers, gifts, and more at FTD.com!

This deal is good for online orders.  The deal will run today, February 8th, through Saturday, February 11th at 11:59pm Central.
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How to Use Gift Cards Wisely to Maximize Their Value

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The holidays have come and gone!

I’m sure many of you have gotten a gift card or two as a gift.  I know I love getting a gift card to a store I love!

Don’t go spending what’s on those cards just yet though.  With a little forethought you can make sure you use the gift card wisely and maximize it’s benefits.  This way you make the gift card more valuable.

Here are 8 ways to maximize the value of gift cards:

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