Ever go food shopping and think you need only a few items?
You do your shopping, thinking you didn’t buy much and then you get to the register.
The amounts on the register screen start piling up.
When your order total pops up you do a triple take saying “what?!?”
You’ve just spent way more than you wanted. What’s worse is you get home and you don’t really have much food for meals. Ends up you have a lot of snacks and such.
There’s a lot to be said for paying your bills on time, but some quick and easy negotiation can actually save you money each month on your credit card account if done properly.
The key is to never take the number on your billing statement for granted, as everything from the fees to the interest rate can usually be lowered with some tact.
However, you cannot expect to simply ask for a lower debt and get it without effort.
I think most people want to eat healthy.
But for many it’s too tough to start (especially eating healthy on a budget). We get into eating habits, that aren’t great, and its just too much to give them up and change our lifestyles.
So what do we do? We don’t bother; it’s too hard.
Does this help a person?
Nope. Does this sound like anything else we don’t take care of because its too hard? Yup, personal finance! So what’s the answer to eating healthy? Just like your personal finances, you can start with baby steps and move from there. Make small changes to your habits, little by little, and build up over time.
Our move is over!
That was really a tough couple of days. For sure most moves should NOT be like ours. We were waiting to get a closing date on the sale of our co-op before we committed to a move so we did a lot last minute. It was very stressful and in hindsight there was a lot we could have done earlier to make our move easier (some things couldn’t be helped). For sure we learned a lot in this experience that we’ll remember for the next time we move.
The cost of prescription medications is alarmingly high, as is the number of Americans who aren’t treating their condition because they can’t afford the medicine.
Whether you’re under-insured or uninsured, there are ways you can save money on prescription medication. You can even get the medicine for free, if you meet certain guidelines.
Here are five ways you can save on prescription medication:
Living on the budget is not all about just counting pennies. To save money, you need do your homework and to know how to do research on each of your planned big purchases. Here’s a quick but useful guide on how to investigate if both the seller and the item should be considered.