There are a number of people lamenting the demise of professionalism, and bemoaning the lack of formality amongst the rising generation. While few hiring managers and employers actually expect a college student to be super formal, many of them would like to see a little more professionalism. If you are about to attempt to enter the workforce with a newly minted degree, here are some tips on improving your image as a professional:Continue Reading
Have you heard about Financial Blogger Conference 2011? It’s happening October 1-2 in Chicago, where personal finance bloggers from all over will be coming together to talk about their trade – everything from trends in personal finance to how to better connect with readers to making a living with a blog. For me, the biggest thrill is meeting, in person, those people I’ve been “talking” to online all these years. I’m also excited to meet those bloggers who have influenced me (one being J.D. Roth, whose Get Rich Slowly was one of the first personal finance blogs I found and a primary influence for me starting Free From Broke). Seriously, check out who’s coming so far over at the Financial Blogger Conference Who’s Coming page.
I had the fortune of interviewing Philip Taylor, the organizer of Financial Blogger Conference 2011 (or for those cool kids, FinCon ’11). You may know Philip as he also runs the incredibly informative PT Money.
This is a guest post from Ron Haynes, editor of The Wisdom Journal and author of a new eBook, The Inner View of Your Interview, exposing the motivations behind today’s top 100 job interview questions. Ron has been interviewing people for various positions for over two decades and uses his new eBook to give job seekers an insider’s peek into the mind of an interviewer.
The Inner View of Your Interview has a central theme: all job seekers should tailor their resume, cover letter, and job preparation to each individual company rather than take a scattered approach. When a job seeker learns to focus on a target company’s greatest needs and tailors all responses to job interview questions on meeting those needs, he or she quickly becomes a top candidate in the interviewer’s mind. And for the job seeker, there’s few places any better!
Think how Question 91 [from the book] could be answered if you were interviewing at a startup, at a mid-sized sales oriented company, or at a stodgy old Fortune 100 firm:
Question 91: Sell me this pen (pencil, stapler, adding machine, desk, clock, etc).
The Affordable Care Act of 2010, signed in March 2010, places new limits on over-the-counter drug reimbursements in Flexible Savings Accounts (FSA’s), Health Reimbursement Arrangements (HRA’s), and Health Savings Accounts (HSA’s).
Under the new rules, over-the-counter drugs cannot be reimbursed under these plans unless they are purchased with a doctor’s prescription. The act goes into effect for items purchased in 2011.
This includes (but is not limited to):
Have you seen the latest commercial for the new Volkswagon Jetta? In the ad (called Moonighting), the main character, Tom, is working as a nurse (? I think) and he sees some ads for the new Jetta. He then goes through the classified’s and proceeds to take on a number of jobs in order to afford the new car.
Here is what we see Tom doing to earn money:
- Nurse – what appears to be his regular job.
- Golf ball collector at a driving range – you know the guy that drives the little car that gets hit with golf balls.
- Self-defense dummy – you see a group of women beating up on him while he wears padding.
- Dog walker.
- Dresses up as a hot dog and hands out ads for a food joint.
- Bicycle cab driver.
- Rodeo clown.
- Nude model.
Your financial life has a certain trajectory—similar to a train on a track.
There will be twists and turns, but you can easily determine where you will end up if you stay on the financial track you’re currently on.
What if the traditional methods of working hard, cutting expenses, and saving don’t work for you?
Brown bagging it every day won’t cause you to jump tracks and end up somewhere completely different. The guy living in the mansion overlooking the ocean didn’t buy that house by clipping coupons, and the chick passing you in a $400,000 Maybach didn’t get that way by eliminating her morning latte.
For most of us, the gap between where we are and where want to be is so wide that we’ll never be able to close it by following traditional financial advice.
We recently closed on the sale of our home. Selling a home is a tricky process. So many factors go into presenting your home to prospective buyers: Price, listings, open houses, dressing your home, getting the best real estate brokers, where the market is…I can go on! One aspect you can control is how your place is presented to buyers. One thing we noticed is many people don’t have good pictures of their homes online in their listings. I’m talking bad picture angles, terrible lighting, pictures of clutter, old dates showing on the pictures, blurry shots, you name it. And why? Many don’t understand the importance of dressing their home for sale and putting their best image out their to attract buyers.