They’re here! ING Direct has announced all of their Black Friday and Cyber Monday deals. There’s a whopping seven of them this year ranging from savings to checking to loans to investing.
Here’s the rundown of the ING Black Friday and Cyber Monday deals:
(These are deals from a previous year. Go here for the 2011 ING Direct Black Friday deals.)
$25 Kids Account Savings Bonus
What better way to teach a child about savings than open a savings account up for them and let them see it first hand? ING Direct has created the Kids Savings Account, which is like the Orange Savings account but acts more like a virtual piggy bank that earns interest.
Any new Kids Savings Account that is opened up from November 26-28, 2010 will get a $25 bonus to help jump start your child’s savings! The account must include at least one new adult or child.
I recently wrote about putting my daughter’s allowance in an ING savings sub-account. I didn’t know about the Kids Savings Account. We just might have to open up a Kids Savings Account for her and watch her balance grow by $25.
$103 Electric Orange Account Bonus
Open an Electric Orange Checking Account from November 26-28, 2010 and you can be eligible for a $103 bonus. [$103 is three times the average overdraft fee, by the way.] The bonus is ING’s way of encouraging people to open a feeless checking account (which Electric Orange is).
To get the $103 bonus, make a combination of 7 purchases with your Electric Orange debit card or Person2Person payments (you can transfer money to other ING account holders) within 45 days. The debit card purchases can be either PIN-based or signature.
It was ING’s Black Friday deal last year that got us to sign up for Electric Orange Checking. We love the account and the fact that we can transfer money between our savings and checking instantly online then use our debit card for purchases. This can be a great way to stay on budget.
Open up an ING Direct Electric Orange Account.
100% Cash Back Giveaway
Those who use their Electric Orange debit card on Black Friday will have a chance to win 100% of their transaction (if the transaction is under $100 they can win $100).
Every hour between 8AM and 8PM EST, ING will select one winner and deposit 100% of their transaction back into their account. Click here for the official rules.
We like getting our money back here!
25% Off ShareBuilder Real-Time Trade Commissions
Real-time trades made on Friday, November 26th and Monday, November 29th will be 25% with the rebate going back into your account about 2-4 weeks after.
I do some investing with ShareBuilder. One great thing I like about them is the ability to buy partial trades. Before Berkshire Hathaway had a split I was able to buy partial shares of Berkshire’s B shares and say I shared investments with one of the best investors. Now I have a partial share of Google. The ability for partial shares makes it possible to invest with lower amounts.
Open up a ShareBuilder investing account.
$30 Refer a Friend Bonus
If you refer a friend who opens up an Orange Savings or Electric Orange checking account you will earn a $30 referral (for each friend). Referrals sent November 26-28, 2010 are eligible and your friend needs to fund their new account with $250 and use the referral link by December 31st (so you send the link out Nov. 26-28 and your friend has until Dec. 31 to use it).
I love the ING referral program and I’ve referred many friends. This extra high bonus is a great incentive to get your friends in on all that ING has to offer. (Psst, if you want to open an account feel free to shoot me an email for a referral code).
Open up an ING Direct Orange Savings Account
36-month IRA CD at 2.00% APY
“Saving for retirement is one thing that usually slips people’s minds during the holidays. To remind everyone how easy saving for their future can be, ING DIRECT is offering a 36-month IRA CD earning 2.00% APY. The promotion applies to both Roth or Traditional CDs opened between November 26–28.”
2% isn’t a whole lot these days but it’s something and it’s safe. Also, since your earnings are in an IRA you won’t be taxed on them.
$2,000 Off Orange Home Loan Closing Costs
Anyone who applies online or over the phone for either an Orange Mortgage or an Easy Orange Mortgage November 26-28 and funds the loan before February 14, 2011 will be eligible to receive $2,000 off their closing costs. With mortgage rates near all-time lows, they wanted to reward both homeowners and prospective homeowners looking to refinance or purchase a house.
While most people are out spending on Black Friday and Cyber Monday, you can be working to increase your wealth and get your finances in order with some great account offers. I’ve been a fan of ING Direct for years and have savings, checking, CD’s, and trading with them.
{ 4 comments… read them below or add one }
Doh! I was hoping for a bonus % on the Orange saving account. That’s the one I need.
Well, if you look at the Kids Savings Account there’s a cash bonus. Put $100 into the account and you get a 25% bonus!
I was contemplating to open Orange checking but I have my reservations… Should’ve read your post before I decided no to open one. LOL
What were your reservations in opening the account?
Even though you missed the Black Friday deals, their account may still be worth it to you to open.