Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing

Our Switch To Netflix – Review

Netflix

A few years ago my wife complained about our cable bill.

“This is a ridiculous amount to pay every month” she said.

We had a premium cable channel on our plan but we weren’t even watching most of the movies or shows it provided.  And the movies it did show played over and over without much variety.

I thought about it and it was ridiculous.

So what to do?

We wanted to be able to watch recent movies without having to pay per movie or leave the house to pick something up. 

Enter Netflix!
Continue Reading

Don’t Get Too Hung Up on the Value Investing vs. Growth Investing Debate

If you go by the conventional wisdom, investors come in two varieties.

On one hand, you have investors who ply their trade in the belief that the past performance of a stock has clues to its future performance.  Technical investing, as it is commonly known, depends much on behavioral aspects of investing, with stock charts being the main tools of the trade.

On the other hand, you have investors who believe that investing success lies in researching the business of the company on a fundamental level, and digging deep into a business? ability to generate profits over a long term.

Fundamental investing is further divided into growth investing and value investing.

Traditional media, and indeed a surfeit of financial publications, both online and offline, take pains to point out the differences between the value investing and growth investing approach.

But at the root, all investing is value investing.

To understand this, we need to go back to the basic principles of fundamental investing. Continue Reading

Occupy Movement Protests: A Revolution or a Waste of Time?

Unless you’re completely oblivious to all news outlets, chances are you’ve heard of the recent Occupy Movement protests in the U.S.

It all started on September 17, 2011 with the New York General Assembly.  Over one thousand people assembled and “occupied” in Liberty Square in the Manhattan Financial District to express their outrage and “a feeling of mass injustice” that the 1% of the richest people in America are making hard, selfish decisions, negatively affecting the other 99% of the country.  This commenced the Occupy Wall Street movement that we hear so much about in the news.

Some of these injustices include, but are not limited to: Continue Reading

The Three Best Financial Moves You Can Make for Your Child

My grandmother was a young bride during the Great Depression, and some of the frugality she practiced during that time never left her. When I was young, I routinely saw her washing aluminum foil and plastic bags for reuse.

She and my grandfather lived in a trailer park during retirement to minimize their monthly expenses, and when my grandpa died at 88 and later my grandma at 90, they still had a enough money left to give a small inheritance to their nine children.

That type of sacrifice and money management is seen less often nowadays.

In fact, we routinely hear about college students who graduate with thousands of dollars in both student loan and credit card debt and struggle to find a job and pay their bills.

Yet, as a parent, there are three important things you can do for your teen to put them on the financial track that will lead to a life of prosperity.

Three Best Financial Moves You Can Make for Your Child

Continue Reading

How to Make Unemployment an Opportunity

We tend to think that unemployment is a bad thing.

Losing a job seems to be the height of catastrophe.  And, in some cases, it really is a huge setback.  After all, your job provides you with the income you need to survive, and unemployment benefits can rarely supply the amount you are missing.

Without your job, it can be difficult to make mortgage payments, buy food, and meet other obligations.  However, unemployment doesn’t have to be all bad.

If you plan matters right, your time unemployed can actually be of benefit to you. Continue Reading

20 Kids and Counting: How to Have a Large and Frugal Family

Happy Toes

I’m sure you’ve heard of the show 17 Kids and Counting, then changed to 18 and 19 with new additions. Jim Bob and Michelle Duggar are expecting yet another child in April 2012.

That will make number 20 for the conservative Christian couple!

With two sets of fraternal twins, Michelle has been pregnant much more than the average woman.  They do not use birth control, instead, leaving their family size up to God.  With shows like Jon and Kate Plus 8 and the outrage Octomom caused, there are many people both intrigued and outraged at families the size of classrooms.

The Duggar children range in age from 23 years old to 23 months old, and there’s even a grandbaby!  How do you fit that many kids in 1 house?  Every teen couldn’t possibly get their own car, can they?  And how on Earth are they coming up with so many names that start with J?!
Continue Reading

Want to Win the Lottery? Better Off Creating Your Own

Roll a dice

When we took a recent trip to Montreal, I was amazed at the number of casinos as we drove through Michigan.

I am originally from Michigan, but I have not lived there for nearly 15 years.  When I did live there, the closest casino to our house was 3 hours away.  Now there are more than a handful within that same 3 hour radius.

Clearly business must be good for the casinos, otherwise they wouldn’t continue to build more.
Continue Reading

Free Newsletter to Keep you Free From Broke!Name: Email: We respect your email privacyPowered by AWeber email marketing