The Platinum Card® from American Express has been around since 1984, but it has no problem keeping up with the changing wants and needs of its affluent customers. The company’s goal is to ensure that the customer is taken care of, and that through benefits and points, the card will pay for itself.
While all the cards offer excellent benefits, the Platinum card’s Membership Rewards First program specifically focuses on making travel easier and less stressful (making it an excellent travel rewards card).
First off, understand that the American Express Platinum Card® is a charge card not a credit card. This means you will be paying your balance off monthly. That’s great since you won’t pay any interest on the card. It also means there’s no pre-set spending limit (thought that doesn’t mean unlimited spending).