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How We Found Over $600 to Snowflake on Our Debt in 7 Days

My husband recently completed his Ph.D., and he has since taken on a full-time job.  Now that he is settling into his career and bringing in more money than he did with his assistantship, we are ready to tackle our debt, which includes student loan and credit card debt.  We recently wrote up our debt repayment plan and found that after minimum payments, we only had $2.69 extra to apply to our debt snowball.  Using this basic formula, we would be completely debt free by February, 2017, roughly 5.5 years from now.

However, we don’t want our debt repayment to stretch out that long.
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What Are Virtual Credit Card Numbers and How Can They Protect You?

There’s no shortage of hackers in today’s cyberworld and this has many people concerned about security when shopping online. Are you looking for an option that may help alleviate the fear of giving out credit card numbers?

Then having a virtual credit card number may just be what you’re looking for.

What is a Virtual Credit Card Number?

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What is DRIP Investing and How Can it Grow Your Wealth?

drip investing

A great deal of focus has been placed on dividend investing lately, and for good reason: Dividend stocks (especially dividend aristocrats) often have solid fundamentals, and can usually weather stock market downturns.  On top of that, you receive regular income from dividend stocks.

Stocks that pay dividends are paying out portions of their profits to shareholders.  This money is paid out monthly, quarterly, semi-annually, or annually, and is paid out regardless of share price.  You can use dividend income for whatever you want; it’s yours and can’t be taken back.

One aspect of dividend investing is taking part in a DRIP – a Dividend Re-Invesment Plan.  Let’s explore what DRIP investing is and how it can grow your wealth.

What is a DRIP?

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Foreigners Could Get Visas for Buying US Homes – Does that Make Sense?

We need to do what we can to stimulate housing and the economy.  Right?

That seems to be the overriding sentiment aimed at the new proposed bill authored by Senators Charles Schumer (D., N.Y.) and Mike Lee (R., Utah) , the section titled, “Increasing Home Ownership by Priority Visitors,” who want to give foreigners a visa if they purchase $500,000 or more in American homes.

It can’t be just any real estate, either.  They can’t buy land, warehouses, or office buildings.  We’re talking about residential real estate like town houses, homes, or condos.  They’re free to use them as investment property but the minimum purchase is $250,000 per property.  If they want to purchase 10, $50,000 homes they can do that but they won’t qualify for the visa.
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Southwest Airlines Rapid Rewards® Plus Credit Card | Review – Free Flight and More

Do you fly with Southwest Airlines?  Would you like a free flight and many other benefits as well (like earning points towards flights, points you can use for international travel, and not paying for your bags to fly, and more)?

Of course you would!

See how the Southwest Airlines Rapid Rewards® Plus Credit Card can work for you in this review.

Let’s take a look at what the Southwest Rapid Rewards® Plus credit card offers:

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How Age Affects Your Car Insurance Rate and What You Can Do About it

When car insurance companies look at your risk profile, they take a number of factors into account. From your driving record, to your coverage amounts, to your credit score, an insurance company wants to get an idea of how likely it is that they will have to pay out on a claim on your behalf.

One of the factors that insurance companies look at when setting premium amounts is your age.

If you want to save money on your insurance premiums, it helps to understand how age affects what you pay.  There might not be a lot you can do about it, since you can’t change your age, but you can compensate for your age.

Let’s take a look at how age affects your car insurance and what you can do about it.Continue Reading

Will Your Investments Cover 30 Years of Retirement?

Imagine working 40 years to fund a retirement that will last for 30; does it sound impossible?  Not if you live in a perfect world—but this isn’t, so that’s why we’ll be talking about whether your investments cover 30 years of retirement here.

A 30 year retirement is becoming the reality for more people all the time. It happens when people retire at 62 or even 65, and then live into their 90s.  This is happening for more people than ever and by all indications it will be even more common in the future.

Even if you don’t think you’ll live into your 90s, prudence dictates that you be prepared anyway. Healthier living and stunning medical advances are causing people to live far longer than they ever expected and the possibility that you’ll be one of them is increasing steadily.

Will you be ready for it financially?
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