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Does it Make Sense to Rent Appliances or Furniture?

Furnished+Room

You’ve heard of companies out there like Rent-A-Center haven’t you? They allow consumers to rent appliances, furniture, and electronics.  Generally, I think a person should be able to afford an item and buy it outright if they want something.  But I think there are a few instances where renting can make sense.

Here are a few cases where it could be beneficial to rent furniture, appliances, or electronics:
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Ways To Increase and Improve Your Credit Score Without a Credit Card

When we think of improving a credit score, we often think of using credit cards.

Indeed, one of the fastest ways to build credit is to open a credit card account, and use it regularly, paying down the balance on time.

However, many people are wary of credit cards, and would prefer not to use them.  Unfortunately, some sort of credit history is needed in order to qualify for some loans, especially home loans and many auto loans.

The good news is that it is possible to establish and build up your credit score, even without credit cards!

Improving Your Credit Score without Credit Cards

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Charge Cards Are Not Credit Cards – Understanding the Difference

People often assume a charge card is just another way to say credit card but that is not the case. A charge card is a completely different entity than a credit card.  If you have never used a charge card, you should know what sets them apart from the regular plastic credit cards you may already have in your wallets.

What Is a Charge Card?

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An Against the Grain Approach to Prioritizing Your Savings

If Im So Smart Where Did All My Money Go?

Frequent readers of personal finance blogs are familiar with the importance of getting out of debt and staying out of debt. The reasons for avoiding debt are both economic and emotional, and they are so well known that we can call “staying out of debt” Personal Finance Truism #1.  Let’s briefly review the reasons behind Personal Finance Truism #1:
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Getting Free Premium Cable Channels – How Paying Attention Netted Us HBO, Cinemax, And More

Back when we moved into our new home we had to sign up for a new TV/Internet/Phone provider as our previous company wasn’t in our new neighborhood. As far as cable goes, we like to have the basic channels but we’ve been fine without the premium movie channels.  If we wanted to catch up on a series or a movie we had Netflix.

We were able to get a good deal on a combo that would actually be a few dollars cheaper than what we were paying for from our old provider and this new deal actually included some premium channels like Showtime.  Cool, I’ll take a movie channel.  When talking with the representative I asked if the package would include channels like IFC (Independent Film Channel) and Sundance  (you ever see Spectacle: Elvis Costello with…?  Awesome music interview show!).  I was just making sure since I liked those channels and they weren’t considered premium on our previous provider.  I was told they were included so I was happy.  Fast forward to our installation day and our technician told me that IFC wasn’t included in the package I ordered.  Grrr.
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Five Ways to Invest Without Buying Stocks

Roll+dice+on+stocks

From 2001-2006 I lost over a quarter million dollars trading stocks, options and currencies.

I was pretty much the dumbest 20-something ever.

Fast forward to today, and I’ve dug myself out of a pretty darn big debt hole, recently got married, and have even begun investing again.

Just not in stocks.
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