The NY Times has has an interesting article questioning how much of your finances you should automate (How Much of Your Finances Should You Automate?). In it, the author looks at the methods of some popular personal finance writers such as Ramit Sethi of I Will Teat You To Be Rich, Adam Baker of Man Vs Debt, and Jim Wang at Bargaineering.
You always hear from people how they saved money on this or that. That’s great and all but sometimes I wonder – Did you really save? I mean, what did you save? Did you put money into your savings? Did your wealth grow?
Why do people get excited when their favorite retailer holds a sale, but not when Wall Street does?
Let’s start with the obligatory disclaimer – this is not an encouragement nor a discouragement to buy or sell particular securities, stocks carry risk, consult a financial advisor but you don’t have to, etc. That was for that infinitesimally small segment of the population that is a) literate enough to read this post, yet b) dumb enough to do whatever a disembodied online voice suggests. There, now you can read the post absolved of any obligation to think.
With health costs rising, and with frustration over ever-higher health insurance premiums, it is little surprise that many are looking for alternatives to the types of health insurance plans we are used to. In an effort to provide more options for paying for health care, the Health Savings Account was signed into law in 2003 as part of the Medicare Prescription Drug, Improvement, and Modernization Act. It provides a way for consumers to set aside money for medical expenses, and provides a way for that money to grow tax free in an account that bears a striking resemblance to an IRA.
Sadly, BillShrink shut down their services on July 31,2013.
Do you wonder if your TV provider (Cable, Satellite, Fiber-Optic) is giving you the best deal possible?
For years credit scores were the best kept secret from consumers by credit bureaus that calculated them.
Only lenders and other credit providers knew what went into a score and how much it weighed on the score’s compositions.
But thanks to pressure from consumer groups and other government agencies, over time not only the credit score number itself has been made available to consumers, but also how the score is determined.
Knowing what affects their scores and by how much, consumers will have a better means in managing their finances.