The 46th Annual Super Bowl kicks off tonight. Who are you cheering for?
It’s been a heck of a week: Facebook announced its IPO, the Obama administration set out new refinancing assistance, and mortgage rates hit all-time lows well under 4%.
Refinancing is a great idea right now if you have a mortgage payment at 4.75% or above because the rate on a 30 year note is about 1% less. Even with factoring in closing costs, if you plan to stay in your home for 10 years, you’ll make your money back. (If you aren’t planning to live in your current place for very long, what are you doing in a house in the first place?)
Before you consider refinancing your mortgage and investing your nest egg into Facebook shares, check out these articles:
Get Rich Slowly | How and Why I Sold Get Rich Slowly
Net Worth Journey | APR vs. APY
Bible Money Matters | Cutting The Cord And Getting Your TV On The Cheap (Without Using The Big Bad Cable And Satellite Companies)
Don’t Do It Yourself | Pro Blogger Tricks To Reduce Blogging Expenses
Invest It Wisely | 3 Frugal Ideas for a Romantic Valentine’s Day
Consumerism Commentary | Cash Back Rewards Stolen
Ready for Zero | How Bad Are Payday Loans?
Five Cent Nickel | Will the IRS Disallow Backdoor Roth Contributions?
NPR’s Planet Money | Blame the US for the Housing Bubble, Not China
The Simple Dollar | Figuring Out What’s Really Important as a Foundation for Your Decisions
Free From Broke was featured in the following carnivals:
Totally Money Carnival – #51 – Passive Income to Retire
Carnival of Financial Planning – Edition #220 – January 20, 2012 | Credit, Eh – The Credit Card & Personal Finance Blog of CreditCardsCanada.ca
Tax Carnival #96: Dealing With Tax Dragons – Don’t Mess With Taxes
Carnival of Personal Finance #346 | thejennypincher.com
» Carnival Of Financial Camaraderie #18 » My University Money
Yakezie Carnival – Winter Wonderings