Stay on Top of Credit Card Payments – How to Make Sure You Pay Your Credit Card on Time

If you’ve ever owned a credit card, and most people have at one point or another in their lives, they can be both a blessing and a curse.

If you are like me, you can probably recall that awful sinking feeling in the pit of your stomach when you receive your statement in the mail.  You frantically try to remember all of the purchases you made in the last month, and at the same time you scramble to remember if you made a payment and how much you put down towards the outstanding balance.

Oops, you didn’t.

Or how about that time you did some cleaning and found the credit card bill you swore you paid, but clearly you didn’t because, well, it’s sitting right there in you hand?

I’ve been there!

Missing payments on your credit card is a quick way to rack up late fee charges, hike up your interest rate, and possibly send your credit score into the dump.

I’m not even talking about whether you can afford what’s on your card or not.  That’s a whole other issue.  I’m talking about missing the due date on your credit card payments.
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What Are Virtual Credit Card Numbers and How Can They Protect You?

There’s no shortage of hackers in today’s cyberworld and this has many people concerned about security when shopping online. Are you looking for an option that may help alleviate the fear of giving out credit card numbers?

Then having a virtual credit card number may just be what you’re looking for.

What is a Virtual Credit Card Number?

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Southwest Airlines Rapid Rewards® Plus Credit Card | Review – Free Flight and More

Do you fly with Southwest Airlines?  Would you like a free flight and many other benefits as well (like earning points towards flights, points you can use for international travel, and not paying for your bags to fly, and more)?

Of course you would!

See how the Southwest Airlines Rapid Rewards® Plus Credit Card can work for you in this review.

Let’s take a look at what the Southwest Rapid Rewards® Plus credit card offers:

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The Hidden Cost of Credit Cards

People often debate the merits of one credit care versus another, as though certain cards have what even seems like a virtue at first glance! But is that really true?  Credit cards are something of a financial iceberg—the part you can see looks almost benign—and sometimes even pleasant–but the part you don’t see is where most of the costs are hiding.  And those hidden costs are buried in places we don’t often look.

Let’s take a look at the hidden cost of credit cards:

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Citi® Dividend World MasterCard® – $300 Cash Back | Review

Are you looking for a cash back card that can give you up to 5% back on your purchases?  CitiBank has a limited time offer on their Citi Dividend World MasterCard that can earn you $300 cash back in three months as well as 5% on rotating categories.  Let’s review the Citi Dividend World MasterCard and see what else is in store for you when you sign up.

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Are You Missing Out on These Credit Card Perks?

While it’s true that you need to be careful and responsible with your credit card, your credit card isn’t necessarily evil.

Indeed, your credit card can actually be a source of different perks.

I’m not just talking about rewards programs (which can offer great opportunities to get cash back, and free stuff).  Your credit card also comes with a number of other perks that should be considered:

Don’t miss out on these credit card perks:

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What is a Credit Card Number? It’s Far From Random

Sample Credit Card

Have you ever wondered if your credit card number is something totally random or if there is a system that determines what your number is?  Credit card numbers are pre-determined so that the credit industry can keep track of how many cards there are in what specific areas.

Let’s take a look at the question “what is a credit card number?”

Issuer Identifier

The first six digits of your credit card determine the issuer and are known as the Issuer Identification Number, or IIN.  The first set of the six digits will tell you the issuer of the card and the rest of the six digits will help identify which card from the issuer and where it’s from.  Each card has a determined length of digits.  For example:
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