Are you a Costco member looking for a credit that will be accepted at their locations AND has great benefits as well (or maybe looking to join Costco)?
The TrueEarnings® credit card from Costco and American Express offers the personal attention and customer service you’d expect from an American Express credit card along with additional Costco membership benefits.
TrueEarnings is a rewards credit card that offers varying levels of cash back depending on what you buy with your card, both in and out of Costco, while also giving you access to an exclusive membership warehouse shopping experience with low prices on brand name merchandise.
TrueEarnings Card at a Glance:
- 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
- 2% cash back at U.S. restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
- Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
- The Two-In-One Card: it’s an American Express® Card and Costco membership card, with no annual fee for Costco members
- Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
- Terms and restrictions apply.
Cash Back Rewards Card
The TrueEarnings card is a cash back credit card. This means the purchases you make are tracked and you get a percentage of what you spent back in cash.
And it’s not just Costco purchases that count toward your cash back.
You get generous cash back for purchases outside of Costco. In fact you get 3% cash back annually for gasoline purchases (up to $4k total and then it’s 1%). When you use your card for restaurants and travel you get 2% cash back. All of your Costco purchases, and everything else for that matter, will earn you a 1% cash back.
That’s a pretty simple cash back plan!
It’s Also Your Costco Card
So check this out, when you have the TrueEarnings card you don’t need to carry your Costco card. OK, it’s not a huge benefit but it’s nice to have one less thing to carry around with you.
But it is helpful since American Express are the only credit/charge card that are accepted at Costco.
Personally I like to carry only what I need in my wallet.
How to Redeem Your Rewards
As you make purchases using your TrueEarnings credit card, you’ll being earning rewards. Each year, you receive a cash rebate coupon which can be redeemed in any United States Costco warehouse store for merchandise or cash.
Note: there is no limit on the amount of cash back you can earn. The more you use the card the more you can earn.
Wholesale Club Shopping
We shop at the wholesale club all the time. It’s a great way for us to save on items like diapers and wipes and such. Having a card that also gives back a cash reward that we could use towards these purchases is nice synergy! And fact that you don’t have to carry your club card (your TrueEarnings credit cards acts as your club card) in convenient.
Additional Credit Card Benefits
All TrueEarnings credit cardholders can take advantage of extra benefits including a variety of online tools to manage your account, rewards, and Costco benefits in one place. You can view your recent transactions, make payments or schedule future payments, set up payment reminders and keep track of cash back earned from any computer or mobile phone with an internet connection.
Your card also features the GivingExpress(sm) program from American Express. You can donate money to your favorite charity and keep track of the donations online to help you at tax time.
You can order an additional credit card to share your membership benefits and earn rewards faster with another person of your choice.
Really, American Express offers up a ton of benefits to their cardholders that are too numerous to list here.
There is no annual fee for this card, you just have to keep your Costco membership up to date.
Not only are you getting THE credit card to use at Costco, you are also getting a card with great benefits, a generous cash back program, and it’s backed by American Express’ exceptional customer service.
So if you are looking for a credit card you can use at Costco that also has some great benefits then click the link below to sign up for the TrueEarnings card from American Express and Costco!
Visit the TrueEarnings Card from American Express page to sign up and for more information.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.