A Personal Finance Blog for Regular Folks
Personal Finance is a catch-all for anything that falls under the umbrella of taking care of your money. A lot of people think of their personal finances as some "other" thing they don't always have to pay attention to. I think it's integral to your life and health.
Take a look at the articles below and get your personal finances in shape.
Thanks to the Walking Dead zombies are more popular than ever this Halloween.
You might even say they’re cool.
But do you know what’s scarier than zombies? Facing yet another Halloween with your financial demons!
[Read more…] about 7 Ways Your Finances are Scarier Than Zombies
Behavioral finance is the study of how our behaviors affect our finances.
In many ways, the way that we see the world, and our reactions to what is happening around us, define our finances.
We might not even realize how our biases affect our finances.
The first step to overcoming biases in your life, especially if they are psychological, is to acknowledge them. You need to be aware of what is holding you back.
Once you recognize the reasons for your difficulties, it will be easier to address them — and to come out ahead with your finances.
[Read more…] about Don’t Ruin Your Finances! Watch Out for These 6 Behavioral Finance Mistakes
Are you worried that someone might be coming for your money?
Whether it’s a potential lawsuit, or even if it’s the IRS or a creditor, you probably want to protect your assets.
If you want to protect your assets, you need to know where to hide your money, and know how to properly structure certain accounts in order to avoid having someone drain your financial well dry.
One of the best places to hide your money is an ERISA-qualified retirement plan.
Not only can you keep some of your money safe, but you can also earn a tax-advantaged return on the money. The money in your retirement account is protected from liability lawsuits. Additionally, your retirement account might have some protection from bankruptcy and creditors (not always, though).
[Read more…] about Don’t Let Them Get Your Money! Where to Hide Money from Lawsuits, Creditors, and the IRS
Whether you’re looking to do some cleaning, looking to go green or paperless, or just want to get a little more organized, Shoeboxed.com can help you.
Imagine this…
You’re getting ready to finally do your taxes. Besides all the tax forms you need you also have to put together your receipts. But where are they?
If you’re like most people they are piled up someplace, like a shoebox, waiting to be organized. Or they are spread out all over the place and you hope you can find each and every receipt.
Not fun.
Shoeboxed offers a service where you can send in your papers/receipts that you want a digital copy of, they’ll extract the data for you, and it’s all available in your own account.
They also allow you to scan in receipts yourself so you have one place to keep everything.
Read on in our review and you’ll see what Shoeboxed is all about and how it can help keep you organized for tax time and more!
And make sure you look for the special offer I worked out with Shoeboxed for Free From Broke readers!!
[Read more…] about Shoeboxed Review – Organize Your Receipts for Tax Time and More
I save my money just like the government does. You can too!
Want to know how?
Read on an you’ll see how you can put money aside just like the government. It’s a super simple way to get your savings growing and what’s great is it requires very little effort on your part.
This is a technique I’ve been using for years to keep money flowing into my savings account. Are you ready to find out the method?
[Read more…] about How to Put Away Savings (Just Like the Government Does With Your Money)
