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As of August 15th 2010, banks are no longer allowed to automatically enroll customers into overdraft protection plans for their checking accounts, according to the Federal Reserve’s new regulations. This means you have to “opt-in” or agree to overdraft protection or else your debit card will be declined when you’ve overspent.
[Read more…] about Did You Opt-In For Overdraft Protection? Tips For Avoiding The Overdraft Fees
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