Credit score

How Will Your Student Loans Affect Your Credit Score?

by Miranda

You’d be hard-pressed to make it through college these days without student loans. With the cost of a post-secondary education rising each year, most people can’t afford to attend university without the help of student loans.  Even a 529 plan and a partial-tuition scholarship might not be enough to avoid student loans. While there are [...]

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New Technology Makes Shopping With Your Credit Card Easier

by Glen Craig

Most of us can’t remember a time when credit cards weren’t a part of our wallets. Remember the Diner’s Club card? Credit cards actually go back to the 1920′s when gas station attendants wanted to provide a system of payment for the increasing amount of automobiles on the roads.  The first cards were made out [...]

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How to Make Your Own Pre-Paid Debit Card – And Suze Orman’s Approved Card

by Glen Craig

There’s been a bit of a ruckus with the release Suze Orman’s pre-paid debit card — the Approved Card. Her card joins other celebrity cards such as the Rush Card and the Kardashian Card. The problem, many claim, is that pre-paid debit cards come with fees to use them.  With Suze’s card, people are claiming [...]

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Get Your Credit Score…For Free

by Glen Craig

You know you need to have a great credit score.  But how can you get your credit score for free? Having a good credit score will open all sorts of financial doors for you.  It’s fairly well-known that your credit score means a lot when you are applying for loans.  If you want to get [...]

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The Three Best Financial Moves You Can Make for Your Child

by Melissa

My grandmother was a young bride during the Great Depression, and some of the frugality she practiced during that time never left her. When I was young, I routinely saw her washing aluminum foil and plastic bags for reuse. She and my grandfather lived in a trailer park during retirement to minimize their monthly expenses, and [...]

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How to Fix an Error on Your Credit Report

by Melissa

According to CBS News, approximately 80% of credit reports contain errors.  These errors range from minor, such as a misspelling of your name, to an error on your address, to serious such as the same mortgage appearing twice on the report or a loan showing that it is still open when it in fact has [...]

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Are Banks Ratcheting Up Their Profiling Efforts?

by Miranda

You know that your consumer profile is used by financial services providers to make a number of decisions about you. Before I could get satellite TV service, I had to submit to a credit check.  Employers increasingly want a peek at your credit report, and insurers often use your credit as one of the criteria [...]

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Should a Prospective Employer Be Able to Check Your Credit Score?

by Miranda

One of the issues that has received a lot of attention lately is that of employers checking the credit of job applicants. Supposedly, an employer can only look at your credit report — and only a version that is meant for employers to see.  Employers are supposed to get your permission before checking your credit [...]

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Credit Sesame Review – Free Credit Score and Monitor Loans and Debts

by Glen Craig

There are no shortages of businesses that want to help you manage your debt. Debt is something we all want to have less of and there are certainly a lot of companies out there that make a variety of claims when it comes to helping you out.  Credit Sesame is another company that makes numerous [...]

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Should You Cancel That Credit Card?

by Miranda

Ever since the financial crisis in 2008, and the resultant recession, there has been a renewed interest in canceling credit cards and getting out of debt. Additionally, the upswing in fees from many credit card issuers has prompted some to want to cancel credit cards in order to avoid those fees.  Many card issuers are [...]

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