Why You Absolutely Must Pay Attention to Investing Fees

Why you absolutely must pay attention to investing fees!

It doesn’t seem like much.

A 2% management fee for a managed fund. A $9.95 transaction fee when you make a stock trade.

There is no getting around fees in the investing world.

You’re going to pay them at some point. However, you can reduce what you pay in fees — and you should. You might be surprised to discover how much money you are wasting, and the long-term impact it can have on your real investment returns.

Why You Absolutely Must Pay Attention to Investing Fees

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Taxes on Investments: Are You Paying Too Much?


This is a sponsored post written by me on behalf of E*TRADE for IZEA. All opinions are 100% mine.

There are three main realities that will erode your real returns on investments: inflation, fees, and taxes. 

There isn’t much you can do about inflation, other than to plan ahead, but you can reduce your fees and taxes. DIY investors have an advantage when it comes to fees, but they might have a bit more trouble when it comes to reducing the taxes they owe on their investments.

With tax season in full swing, now is a great time to review your investing strategy, and consider ways you can reduce your investment tax liability — and keep more of your earnings.

Are You Using the Tax Tools at Your Disposal?

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6 Alternative Investments Besides Stocks and Bonds to Help You Achieve Financial Freedom

Alternative investments besides stocks and bonds.

What do you think of when you think of investing?

If you’re like me the thing that comes to mind are stocks. It’s the standard isn’t it? When you watch the news you hear about the Dow and the S&P 500. These are the stock indexes, or the ‘market’ you hear about.

As you know it’s easier than ever to invest in stocks.

It used to be an investment for the wealthy but today you have low-cost online brokerages where you can buy stocks with virtually no minimums. You can even buy fractional shares (yes, you can buy a part of one share of stock.)

But stocks aren’t the only investments out there. You have an ever-growing choice when it comes to investing your money.

Investing is the most democratic it’s ever been. The ultra-wealthy will always have options that ‘every man’ can’t afford to get into but there are services out there that are helping bring the masses to investments that were once reserved for the wealthy.

These days you can be your own bank, be an angel investor, and even put money into a hedge fund.

Your road to financial freedom is bridged with a number of alternate investments.

Read on as I go into six better known alternate investments…

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OptionsHouse – It’s Not Just About Options


As the bull market marches relentlessly on, investors are spreading their investment wings, expanding in to different and often uncharted asset vehicles as they gain confidence in the strength of the markets and in their own ability to trade.

One of the fastest growing investment niches is options trading.  And one of the best platforms available to trade in them is OptionsHouse.

And even if you don’t want to trade options, OptionsHouse it a pretty solid platform to trade more conventional assets, like stocks and mutual funds.

Keep reading and find out what OptionsHouse is all about and if it’s good for you.

OptionsHouse Review – Great for Options and More

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TradeKing Black Friday Cyber Monday Promotion

Cool Stock Picks

Have you been looking to open up a brokerage account?

TradeKing has their very first Black Friday promotion going on now!

Here’s the TradeKing Black Friday Promotion:

TradeKing Black Friday PromotionOpen up a new account (new clients) and fund it with $3,000.  Then make 3 trades within 180 days and you’ll be eligible for a $50 bonus.

You need to find your account within 30 days of starting your account.  The promotion runs from November 28, 2014 at 12:01 am EST through Monday December 1st, 2014 at 11:59 pm.

This is important – make sure you use the code BF50 when you open your account in order to get your $50 bonus.

A little about TradeKing

TradeKing offers up $4.95 trades.  That in itself is great but they also have no surprise fees, no account minimums, and great customer service.  Take a look at our review to learn more about TradeKing (make sure you come back and use the promo code BF50 to get your bonus).

Click here to learn more and open a TradeKing account.

*As always make sure you read all the fine print.

Personal Capital Black Friday/Cyber Monday $50,000 Amazon Gift Card Bonus


Instead of heading out to stand in long lines to buy stuff why not do something positive for your finances instead?

Personal Capital is offering up a sweet little Black Friday incentive deal to try out their services (which are pretty awesome).

Open up an account with Personal Capital and you could get an Amazon Gift Card!

Here’s the deal:

The first 1,000 people that open a Personal Capital and link a financial account get a $20 Amazon gift card.

The next 3,000 that sign up and link a financial account get a $10 Amazon gift card.

This has to be a new account.  This giveaway is open from 12:00 am PT on Friday, November 28, 2014 and expires at 11:59 pm PT on Monday, December 1, 2014.  But remember, it’s only the first 1,000 that get the $20 gift card and the next 3,000 who get the $10 gift card.  After that you still get a great account to track your finances but you don’t get the gift card bonus.

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A Giveaway From Nvestly You Need to Enter

nvestly Apple Giveaway

Who doesn’t love a good giveaway?

I know I do!  Do an easy step or two and you can find yourself with some great prizes.

Giveaways tend to be stuff like books or gift cards.  Sometimes it’s a great prize (like the Chromecast we gave away recently).

How about a giveaway that gives you ownership in a company?  Interested, huh?

Nvestly is doing just that!

Nvestly Giveaway

nvestly Apple Giveaway

Nvestly is getting the word out on their social investing platform.  To help that along they are giving away $2,500 in Apple shares (roughly 25 shares of AAPL).  Yes, they are giving away ownership in Apple (albeit a tiny bit of ownership).

Here are the winning breakdowns:

1st Prize – 15 shares of AAPL (worth about $1,500)

2nd Prize – 7 shares of AAPL (about $700)

3rd Prize – 3 shares of AAPL (about $300)

The winners will be gifted the stocks via www.shareswell.com.  The giveaway runs from November 10, 2014 through November 27, 2014 (Thanksgiving).

To enter, and you should, just follow the directions in the Rafflecoptor box below (that’s how the entries are tallied):

a Rafflecopter giveaway

What is Nvestly

I don’t post about many giveaways that aren’t my own.  Look, you don’t come here to find out about giveaways on the internet.

But I took a look at what Nvestly was and I was intrigued and thought it was a cool idea you should know about (and Apple shares, yeah!).

Wouldn’t it be great if you could see some top portfolios from investors who are doing well?

Nvestly gives its users a social aspect to investing.  When you join you can see what top investors are investing in and see how they do.  You can add your portfolio as well to see how you compare.  I know what you’re thinking – “why would I want to let people know how much I’m investing?”  Yeah, that would be a little awkward to let everyone peek inside your portfolio like that.  But no one will see how much money you put into your investments.  Everything is just represented in percentages.  When you take the dollar amount off it makes it so you can really compare yourself to investors that have access to a lot more money.  And if you aren’t comfortable with even that you can make your portfolio private so no one else can see it.

Why is This a Cool Idea?

We tend to invest in a vacuum.  It’s rare you see someone’s whole portfolio.  You might hear about a couple of successful investments if you’re lucky.  With Nvestly you’re able to compare your portfolio, and its performance, with top investors to see how you match up.  That’s a pretty powerful way to tune up your portfolio (or pat yourself on the back for a great job).  Count me interested.

Of course giving away actual stock is a pretty cool idea too!

So what are you waiting for?  Hit that Raffelcopter box up there and enter!