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Credit Card Use and Reviews

Credit cards can be a gateway to debt but can also be a powerful personal finance tool. See articles that will teach you about credit cards,keep you up to date on credit card rules, show you the best credit cards, as well as show you reviews.

Ways To Increase and Improve Your Credit Score Without a Credit Card

Published or updated April 14, 2013 by Glen Craig

When we think of improving a credit score, we often think of using credit cards.

Indeed, one of the fastest ways to build credit is to open a credit card account, and use it regularly, paying down the balance on time.

However, many people are wary of credit cards, and would prefer not to use them.  Unfortunately, some sort of credit history is needed in order to qualify for some loans, especially home loans and many auto loans.

The good news is that it is possible to establish and build up your credit score, even without credit cards!

Improving Your Credit Score without Credit Cards

[Read more…] about Ways To Increase and Improve Your Credit Score Without a Credit Card

Filed Under: Credit Cards, Credit score

Charge Cards Are Not Credit Cards – Understanding the Difference

Published or updated April 13, 2013 by Glen Craig

People often assume a charge card is just another way to say credit card but that is not the case. A charge card is a completely different entity than a credit card.  If you have never used a charge card, you should know what sets them apart from the regular plastic credit cards you may already have in your wallets.

What Is a Charge Card?

[Read more…] about Charge Cards Are Not Credit Cards – Understanding the Difference

Filed Under: Credit Cards, Personal Finance

An Against the Grain Approach to Prioritizing Your Savings

Published or updated April 3, 2013 by Glen Craig

If Im So Smart Where Did All My Money Go?

Frequent readers of personal finance blogs are familiar with the importance of getting out of debt and staying out of debt. The reasons for avoiding debt are both economic and emotional, and they are so well known that we can call “staying out of debt” Personal Finance Truism #1.  Let’s briefly review the reasons behind Personal Finance Truism #1:
[Read more…] about An Against the Grain Approach to Prioritizing Your Savings

Filed Under: Credit Cards, Debt, Retirement, Saving Tagged With: doug warshauer, if i'm so smart where did all my money go, personal finance truism, prevent debt, prioritize saving

Credit CARD Act and Its Affect on College Students

Published or updated October 21, 2013 by Glen Craig

According to a 2009 study by Sallie Mae, the average credit card balance for college students was $3,173.

Only 15% of college freshman surveyed had a zero balance.

Of overall students, 82% carried a balance and had monthly interest charges.  The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 put new rules in place to help consumers better understand their credit cards and cut down on unfair practices from credit card companies.  Of those rules, there are some that college students should be especially aware of.
[Read more…] about Credit CARD Act and Its Affect on College Students

Filed Under: College, Credit Cards Tagged With: college credit cards, College Debt, credit card act affect on college students

ZYNC Card From American Express – Review

Published or updated March 2, 2014 by Glen Craig

Zync Card from American Express

Zync Card from American ExpressHave you seen the commercials for the ZYNC Card from American Express?

I’ve got to say, I was curious about the card when I heard about how you can tailor the card to fit your lifestyle.  As an American Express card user, and fan, I had to look into the Zync card further.

Here’s what I found out about the ZYNC Card: [Read more…] about ZYNC Card From American Express – Review

Filed Under: Credit Cards, Review Tagged With: zync card american express, zync charge card, zync review

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A Little About Me

Glen CraigI'm Glen Craig - I used to live paycheck-to-paycheck, drowning in credit card debt. I turned that all around and now I build wealth rather than debt.

My goal is to make personal finance easy for you.

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Disclaimer

Free From Broke is for general information or entertainment purposes only and does not constitute professional financial advice. Be smart and do your own research or contact an independent financial professional for advice regarding your specific situation.

In accordance with FTC guidelines, we state that we have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

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Disclaimer

Free From Broke is for general information or entertainment purposes only and does not constitute professional financial advice. Be smart and do your own research or contact an independent financial professional for advice regarding your specific situation.

In accordance with FTC guidelines, we state that we have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

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